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Epic Contributor
Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
0

GASP.... USBank INSTANT DENIED - New Accounts!

Well I'm shocked but partner got instant denied with USBank Business... Called for recon and ONLY reason is 4 new accounts.... Any reason to try another person?

The guy "Agreed" hands down his credit is "Excellent" and he would not say actual but had no dispute when stated EX (what they pulled) most likely he was looking at a score above 750 and was 4 accounts really going to have USBank not allow us a customer.... YES, multiple ways and reasons, all agreed on with this guy but said USBank will NOT open a new account with 4 new accounts until 6 months to see handling of them.... he would not confirm how many they will allow!

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Super Contributor
Ron1
Posts: 5,471
Registered: ‎05-23-2009
0

Re: GASP.... USBank INSTANT DENIED - New Accounts!

Sorry to hear. :smileysad: I didn't know it's tough to get it.  I didn't get instant decision when I applied. 

 

 

Ron.

Valued Contributor
navigatethis12
Posts: 1,954
Registered: ‎01-24-2012
0

Re: GASP.... USBank INSTANT DENIED - New Accounts!

I guess it wouldn't hurt to try again. For future reference, it is always best to apply for multiple things all at once. Inquiries are a concern, but a new account is even worse.

Epic Contributor
Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
0

Re: GASP.... USBank INSTANT DENIED - New Accounts!


navigatethis12 wrote:

I guess it wouldn't hurt to try again. For future reference, it is always best to apply for multiple things all at once. Inquiries are a concern, but a new account is even worse.


Yup so who else should I apply with right now!

Business and no reporting!

0% for PURCHASES at least 12 months!

Bank of America? - I HATE them!

no amex until after our CLI on Blue!

 

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Established Contributor
swpopham
Posts: 554
Registered: ‎06-02-2012
0

Re: GASP.... USBank INSTANT DENIED - New Accounts!


Creditaddict wrote:

navigatethis12 wrote:

I guess it wouldn't hurt to try again. For future reference, it is always best to apply for multiple things all at once. Inquiries are a concern, but a new account is even worse.


Yup so who else should I apply with right now!

Business and no reporting!

0% for PURCHASES at least 12 months!

Bank of America? - I HATE them!

no amex until after our CLI on Blue!

 


chase ink cash plus card 0 for 18

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
Super Contributor
Ron1
Posts: 5,471
Registered: ‎05-23-2009
0

Re: GASP.... USBank INSTANT DENIED - New Accounts!

[ Edited ]

Creditaddict wrote:

navigatethis12 wrote:

I guess it wouldn't hurt to try again. For future reference, it is always best to apply for multiple things all at once. Inquiries are a concern, but a new account is even worse.


Yup so who else should I apply with right now!

Business and no reporting!

0% for PURCHASES at least 12 months!

Bank of America? - I HATE them!

no amex until after our CLI on Blue!

 


Discover Business Card.

 

https://www.discover.com/credit-cards/get-discover/business-card/

 

First National Bank Of Omaha.

 

 

Ron.

Epic Contributor
Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
0

Re: GASP.... USBank INSTANT DENIED - New Accounts!


swpopham wrote:

Creditaddict wrote:

navigatethis12 wrote:

I guess it wouldn't hurt to try again. For future reference, it is always best to apply for multiple things all at once. Inquiries are a concern, but a new account is even worse.


Yup so who else should I apply with right now!

Business and no reporting!

0% for PURCHASES at least 12 months!

Bank of America? - I HATE them!

no amex until after our CLI on Blue!

 


chase ink cash plus card 0 for 18


CHASE INK for 18?? Do you have link for this offer?

You think his new Slate with $8k BT will get him denied! lol might really hurt.... hmmmm

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Epic Contributor
Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
0

Re: GASP.... USBank INSTANT DENIED - New Accounts!


Ron1 wrote:

Creditaddict wrote:

navigatethis12 wrote:

I guess it wouldn't hurt to try again. For future reference, it is always best to apply for multiple things all at once. Inquiries are a concern, but a new account is even worse.


Yup so who else should I apply with right now!

Business and no reporting!

0% for PURCHASES at least 12 months!

Bank of America? - I HATE them!

no amex until after our CLI on Blue!

 


Discover Business Card.

 

https://www.discover.com/credit-cards/get-discover/business-card/

 

First National Bank Of Omaha.

 

 

Ron.


Discover reports to personal credit.

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: GASP.... USBank INSTANT DENIED - New Accounts!

It doesn't sound like your gonna wait 6 months....:smileyhappy:

Why not make It easier for yourself and your partner and not have to recon or take unnecessary INQs!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Epic Contributor
Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
0

Re: GASP.... USBank INSTANT DENIED - New Accounts!

so seriously... I don't see any offers over 6 months :smileysad:

Chase and Bank of America.... How is Bank of America?

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:

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