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Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012

GE/AMERICAN EAGLE

i have a GE backed American Eagle card that i got in decemer, i have recieved to small CLI to date which is still pretty cool. i really need to start improving my current CL so i can breed higher limit prime cards. i was wondering if anyone knew just about how high i could get this card to go? i know i can request CLI every 4months so im hoping it will grow rather quickly. i also seen where a poster stated that with GE cards you could actually start getting CLI every two months by calling an talking to a Credit Analyst, does anyone know if this is true also?



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Regular Contributor
cmthomas06
Posts: 174
Registered: ‎06-21-2012

Re: GE/AMERICAN EAGLE

With regard to the actual "value" of the card, my friend has the same one with a $12,000 limit. Yes, it is true that you can request a CLI every 4 months. GE is pretty good with increases. Just treat the card well and PIF each month; they like to see that you are using the card regularly

Ex 752 (Amex) Tu 758 (Walmart) Eq 703
Goal: 750+ on all
Current Cards: Cap1 Cash Back; Chase Freedom; Chase Amazon; Citi Thank You; Citi Forward; Discover iT; Amex Zync; GE WalMart; BoA 3-2-1
Valued Contributor
creditnocash
Posts: 2,185
Registered: ‎07-23-2012

Re: GE/AMERICAN EAGLE

Did you receive the store card only? 

 

and god. 12k worth of clothes from ae would be hard to achieve..... 

Current: Discover Fico 689 7/14 Walmart Fico 682 7/14

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Regular Contributor
cmthomas06
Posts: 174
Registered: ‎06-21-2012

Re: GE/AMERICAN EAGLE


OlegWasHere wrote:

Did you receive the store card only? 

 

and god. 12k worth of clothes from ae would be hard to achieve..... 


I think she has the Visa version. Yeah, I agree that its a little extreme lol

Ex 752 (Amex) Tu 758 (Walmart) Eq 703
Goal: 750+ on all
Current Cards: Cap1 Cash Back; Chase Freedom; Chase Amazon; Citi Thank You; Citi Forward; Discover iT; Amex Zync; GE WalMart; BoA 3-2-1
Regular Contributor
cutemarty1
Posts: 197
Registered: ‎02-03-2011

Re: GE/AMERICAN EAGLE

I had one with a measly 124 limit.   Paid one late.  A year later, did a CLI LUV button, and increased to 125. lol

 

A year later, did a CLI via phone Soft pull,  increased to 400.  I have never ever used this card every since I got it so this might be the reason I don't get any increases.

My TL : BCE AMEX 24k / Home Depot 16.5 K / CSP 16.5k / Barclays Arrival MC 15k / BoA 123 14k / Citi World 12.8k / CU Visa 11k/ Nordstrom Visa 10K / Freedom 10k / Citi AA 9.1k / Discover 9k / Macy's Store 3K / Best buy 2.4K / BBRZ Gold 1.4K / AE 1.4k / Express 1.4K/
Valued Contributor
creditnocash
Posts: 2,185
Registered: ‎07-23-2012

Re: GE/AMERICAN EAGLE

when i applied i only got store card but with a 400 limit. 

the person at the counter was like thats really good. 

i just had to laugh to myself. 

i know its not much but its whatever. 

i spent somewhere around 800 dollars there last year. 

from what i read its a soft pull anyway  

in a few months when all this new credit is older ill hit the luv button. 

Current: Discover Fico 689 7/14 Walmart Fico 682 7/14

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
New Contributor
itsrod
Posts: 111
Registered: ‎08-21-2011

Re: GE/AMERICAN EAGLE

opened aeo card one year ago $210.00 cl messed around evry 4 months got it up to $700.00

called ask to speak to under writting ask for $2000.00 was approved it was as always soft pull

every months months you can call underwritting ask for increase,I always order on line but i went

aeo store bought  $200.00 worth of clothes cashier said congrats,you have been approved for upgrade to visa

so i accepted put my s s # for to verify got a hard inq approved for visa with $5000.00 now i have 2 aeo credit cards

but im going to close the store card the cashier applied for visa instead of taking the upgrade he messed up so i was told

but i guess inq is worth $5000.00 credit card

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: GE/AMERICAN EAGLE


itsrod wrote:

opened aeo card one year ago $210.00 cl messed around evry 4 months got it up to $700.00

called ask to speak to under writting ask for $2000.00 was approved it was as always soft pull

every months months you can call underwritting ask for increase,I always order on line but i went

aeo store bought  $200.00 worth of clothes cashier said congrats,you have been approved for upgrade to visa

so i accepted put my s s # for to verify got a hard inq approved for visa with $5000.00 now i have 2 aeo credit cards

but im going to close the store card the cashier applied for visa instead of taking the upgrade he messed up so i was told

but i guess inq is worth $5000.00 credit card


5K is pretty good, CONGRATS!!!

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
New Contributor
itsrod
Posts: 111
Registered: ‎08-21-2011

Re: GE/AMERICAN EAGLE

thanks

Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012

Re: GE/AMERICAN EAGLE


itsrod wrote:

opened aeo card one year ago $210.00 cl messed around evry 4 months got it up to $700.00

called ask to speak to under writting ask for $2000.00 was approved it was as always soft pull

every months months you can call underwritting ask for increase,I always order on line but i went

aeo store bought  $200.00 worth of clothes cashier said congrats,you have been approved for upgrade to visa

so i accepted put my s s # for to verify got a hard inq approved for visa with $5000.00 now i have 2 aeo credit cards

but im going to close the store card the cashier applied for visa instead of taking the upgrade he messed up so i was told

but i guess inq is worth $5000.00 credit card


thats an awesome CL. Congrats! How many months were u saying i could call underwriting?



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:

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