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GE APP SPREE HELP - 8/18-8/19

Regular Contributor

Re: GE APP SPREE HELP - 8/18-8/19

THAT'S HILARIOUS!!!  NEEDED that laugh today!


Starting Score: 490
Current Score: TU: 656; EQ: 607; EX: 642
Goal Score: 700


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Message 11 of 30
Established Contributor

Re: GE APP SPREE HELP - 8/18-8/19

LS, how long before you were back in their good graces? (I'm in a similar situation from having a Walmart card closed due to payment history last year)

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
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Message 12 of 30
Epic Contributor

Re: GE APP SPREE HELP - 8/18-8/19


jordanmedical wrote:

LS, how long before you were back in their good graces? (I'm in a similar situation from having a Walmart card closed due to payment history last year)


I was somewhat back in good graces when my Dillards Amex went from $2100 on $2200 CL to $0. and only AFTER the Credit Report showed it, not GE... I applied for CLI when GE showed $0 and was declined, went back 30 or so days later and was instant to $3500 which then went to $2350 CL a month or so later so what ever that card is now closed... HOWEVER that was actually before I started my APP Spree stuff....

 

I do kind of feel like somewhere around 4-6 accounts in a couple day period is some kind of wall but I bet someone with an 800 score could prove me wrong on that! but I saw less success after 4 or so apps... but then 4-6 months later i was able to do another 4 or so... 

Util. is usually HUGE thought when it comes to GE approving CLI and if you are good and your util is not terrible when the account hits 3-4 months it's VERY often the one and only CLI you get without asking and they (more recently) have been HUGE CLI that I have never seen with GE... I of course had my CR locked when I hit those 3-4 month period and then when I did unlock little later and request my util was higher... they don't seem to care much about my other util... it's just with them! and no not always when util is just with them just leaning towards my experience...

Message 13 of 30
Contributor

Re: GE APP SPREE HELP - 8/18-8/19

Sorry to be dense, but what does "GE" stand for? I'm a noobSmiley Happy

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Message 14 of 30
Super Contributor

Re: GE APP SPREE HELP - 8/18-8/19

General Electric. XD they own GECRB (GE capital retail bank) they do a lot of thr backing for store credit cards. Almost all are them or WFNNB.
Message 15 of 30
Moderator Emeritus

Re: GE APP SPREE HELP - 8/18-8/19


severine wrote:

Sorry to be dense, but what does "GE" stand for? I'm a noobSmiley Happy


 

Hello, and welcome to the forums! Smiley Happy

 

GE stands for General Electric. They make more than dishwashers and microwaves these days; they also provide financial services such as consumer credit. You may also see them refered to by their acronym, GECRB, which stands for General Electric Capital Retail Bank.

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
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Message 16 of 30
Contributor

Re: GE APP SPREE HELP - 8/18-8/19

@tinuviel Oh gee, so GE is actually..."GE"! ThanksSmiley Happy

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Message 17 of 30
Super Contributor

Re: GE APP SPREE HELP - 8/18-8/19

Yeah, now if only they could find a way to let ny dishwasher print out the cards when I got approved ...no more waiting at my mailbox like a lost puppy for them to come in the mail.

Message 18 of 30
Valued Contributor

Re: GE APP SPREE HELP - 8/18-8/19


jsucool76 wrote:
Yeah, now if only they could find a way to let ny dishwasher print out the cards when I got approved ...no more waiting at my mailbox like a lost puppy for them to come in the mail.


3 of 4 my cards dont't really exist as such no mag strips.  

 

GE/Sam's club took my ID down to Sam's club and they reissued my membership card as the "credit version"

GE/Amazon is a  piece of laminated paper...  Amazon knows about the card and made it a payment choice. 

GE/PayPal MC plus is currently just linked to my paypal account,  ( card is in the mail). 

 

GE/Walmart actually does exist and is a real looking credit card. 

 

 

 

 

 

 

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 19 of 30
Super Contributor

Re: GE APP SPREE HELP - 8/18-8/19

Yeah, i have the walmart, its decent looking xD my smart connect is linked to debit card, not cool enough for the real card I guess. XD
Message 20 of 30