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Regular Contributor
sybo40
Posts: 105
Registered: ‎11-12-2010

Re: GE APP SPREE HELP - 8/18-8/19

THAT'S HILARIOUS!!!  NEEDED that laugh today!


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jordanmedical
Posts: 1,011
Registered: ‎04-08-2012

Re: GE APP SPREE HELP - 8/18-8/19

LS, how long before you were back in their good graces? (I'm in a similar situation from having a Walmart card closed due to payment history last year)

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
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Creditaddict
Posts: 18,818
Registered: ‎10-23-2007

Re: GE APP SPREE HELP - 8/18-8/19


jordanmedical wrote:

LS, how long before you were back in their good graces? (I'm in a similar situation from having a Walmart card closed due to payment history last year)


I was somewhat back in good graces when my Dillards Amex went from $2100 on $2200 CL to $0. and only AFTER the Credit Report showed it, not GE... I applied for CLI when GE showed $0 and was declined, went back 30 or so days later and was instant to $3500 which then went to $2350 CL a month or so later so what ever that card is now closed... HOWEVER that was actually before I started my APP Spree stuff....

 

I do kind of feel like somewhere around 4-6 accounts in a couple day period is some kind of wall but I bet someone with an 800 score could prove me wrong on that! but I saw less success after 4 or so apps... but then 4-6 months later i was able to do another 4 or so... 

Util. is usually HUGE thought when it comes to GE approving CLI and if you are good and your util is not terrible when the account hits 3-4 months it's VERY often the one and only CLI you get without asking and they (more recently) have been HUGE CLI that I have never seen with GE... I of course had my CR locked when I hit those 3-4 month period and then when I did unlock little later and request my util was higher... they don't seem to care much about my other util... it's just with them! and no not always when util is just with them just leaning towards my experience...

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
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Over 30 Cards in between :smileytongue:
Contributor
severine
Posts: 122
Registered: ‎08-19-2012

Re: GE APP SPREE HELP - 8/18-8/19

Sorry to be dense, but what does "GE" stand for? I'm a noob:smileyhappy:

Amex PR Gold NPSL | Amex BCP 16.5k| Amex Delta Gold Skymiles 14.9k | Amex BSP 5k | Discover 12.5k | Citi Diamond Preferred 11.9k | Chase Freedom 12k | Chase Sapphire Preferred 12k | US Bank Cash + Visa 13k | BankAmericard Cash Rewards Signature Visa 9.5k | M and T Bank Visa 10.9k | FICO TU 784 EQ 768 EX 784
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jsucool76
Posts: 2,770
Registered: ‎12-11-2011

Re: GE APP SPREE HELP - 8/18-8/19

General Electric. XD they own GECRB (GE capital retail bank) they do a lot of thr backing for store credit cards. Almost all are them or WFNNB.
Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 2000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010

Re: GE APP SPREE HELP - 8/18-8/19

[ Edited ]

severine wrote:

Sorry to be dense, but what does "GE" stand for? I'm a noob:smileyhappy:


 

Hello, and welcome to the forums! :smileyhappy:

 

GE stands for General Electric. They make more than dishwashers and microwaves these days; they also provide financial services such as consumer credit. You may also see them refered to by their acronym, GECRB, which stands for General Electric Capital Retail Bank.

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
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Contributor
severine
Posts: 122
Registered: ‎08-19-2012

Re: GE APP SPREE HELP - 8/18-8/19

@tinuviel Oh gee, so GE is actually..."GE"! Thanks:smileyhappy:

Amex PR Gold NPSL | Amex BCP 16.5k| Amex Delta Gold Skymiles 14.9k | Amex BSP 5k | Discover 12.5k | Citi Diamond Preferred 11.9k | Chase Freedom 12k | Chase Sapphire Preferred 12k | US Bank Cash + Visa 13k | BankAmericard Cash Rewards Signature Visa 9.5k | M and T Bank Visa 10.9k | FICO TU 784 EQ 768 EX 784
Valued Contributor
jsucool76
Posts: 2,770
Registered: ‎12-11-2011

Re: GE APP SPREE HELP - 8/18-8/19

Yeah, now if only they could find a way to let ny dishwasher print out the cards when I got approved ...no more waiting at my mailbox like a lost puppy for them to come in the mail.

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 2000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Valued Contributor
jamesdwi
Posts: 1,422
Registered: ‎09-16-2011

Re: GE APP SPREE HELP - 8/18-8/19


jsucool76 wrote:
Yeah, now if only they could find a way to let ny dishwasher print out the cards when I got approved ...no more waiting at my mailbox like a lost puppy for them to come in the mail.


3 of 4 my cards dont't really exist as such no mag strips.  

 

GE/Sam's club took my ID down to Sam's club and they reissued my membership card as the "credit version"

GE/Amazon is a  piece of laminated paper...  Amazon knows about the card and made it a payment choice. 

GE/PayPal MC plus is currently just linked to my paypal account,  ( card is in the mail). 

 

GE/Walmart actually does exist and is a real looking credit card. 

 

 

 

 

 

 

 

Cards: Chase Southwest 20k & CSP 10k & Amtrak 4.6k, & Freedom 3.3k & Slate 3.3k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & AMEX Hilton Surpass 7.5k & AMEX Zync NPSL, Sams Club Discover 10k, Paypal Extras MC 6k, CapOne 2.5k, CapOne 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.
Valued Contributor
jsucool76
Posts: 2,770
Registered: ‎12-11-2011

Re: GE APP SPREE HELP - 8/18-8/19

Yeah, i have the walmart, its decent looking xD my smart connect is linked to debit card, not cool enough for the real card I guess. XD
Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 2000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL

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