Credit Cards Center Credit cards from our partners
Posts: 38
Registered: ‎12-31-2012

GE CLI? Amazon & PayPal

So after seeing all the love that GE is lavishing on Amazon, PayPal, and other users of their retail cards, I'm wondering if I should call them and request CLIs as well? Or is it too soon?


Back in December, I called their office and requested to increase Amazon from $3.2K to $4K, and PayPal from $4.9K to $5K. In retrospect, those are very small increases, but I was too scared to ask for more. Plus, I had just recently received an auto-CLI on PayPal, from $3.9K to $4.9K, so I was worried that that would void my "eligibility" for another, self-initiated CLI, so I phrased my PayPal CLI request more as a "tweak" than an actual CLI (i.e., a very minor bump just to round the $4.9K to $5K).


I would especially like to get Amazon to the $5K marker at least, but I'm currently carrying a balance on that card (I get 0% promotional interest on my purchases, so I figure why not take advantage). The PayPal account has a balance of $0.


Thoughts? If you guys suggest that I do request CLIs, how much should I ask for? Obviously the higher the better, but I don't want to come off as too greedy, especially after just 3 months.


Any suggestions on which backdoor number to use? The sticky has 2:


GE Moneybank (except WalMart):  866-419-4096

GE Moneybank: 866-519-6441 (Credit Analyst/Credit Solutions)

Valued Contributor
Posts: 2,361
Registered: ‎09-16-2011

Re: GE CLI? Amazon & PayPal

I haven't called the underwriter for them yet, I tend to let them grow on there own only hitting the luv button for CLI's and they have been good to me even if they deny my request at the time I get an auto CLI shortly afterwards.  If you are just doing it to see a large number in the CL I would wait. In a few more months they will grow all by themselves no need to call an underwriter, and if you suggest the increase they may take it back if you don't make purchases on the card.


If you bug them too much there are rumors on other credit boards about getting an account review where they asked for bank records and  paycheck statements.  Probably are very rare but can happen.



Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak/Freeom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 12k Sally Mae5.5k Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 7k, Discover IT 15.5k and a nice stack of store cards.
Last APP/HP 9/5/2016
Established Contributor
Posts: 727
Registered: ‎01-13-2013

Re: GE CLI? Amazon & PayPal

I have been testing the waters with GE and when I called more than a couple of times to ask for CLI in diferent GE backed accounts, beside the regular security questions, they pull additional ones, like what was my last payment, and when, and CC exp dates...



Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.