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Contributor
SpeedingWheels
Posts: 253
Registered: ‎08-06-2012

GE CLI Question

Here is a somewhat unique situation... 

 

I got a Discount Tire/Car Care One card on 10/29 and my first statement cut on 10/31. 

This means my 4th statement is going to cut sometime this week, however it will only be 3 months time. 

 

So the question is... 

 

GE CLI's... 4 statements after account opening or 4 months? 


Walmart Discover ($5000) - Amazon ($5500) - Cap1 Cash Rewards ($2000) - Meijer ($5000) - Discover More ($1800) - Car Care One ($2100) - Amex Delta Skymiles ($2000) - Citi Thank You Preferred ($2000) - Chase Freedom ($500) - Sam's Club, GE ($1237?)
Valued Contributor
daybreakgonesXe
Posts: 1,750
Registered: ‎11-17-2012

Re: GE CLI Question


SpeedingWheels wrote:

Here is a somewhat unique situation... 

 

I got a Discount Tire/Car Care One card on 10/29 and my first statement cut on 10/31. 

This means my 4th statement is going to cut sometime this week, however it will only be 3 months time. 

 

So the question is... 

 

GE CLI's... 4 statements after account opening or 4 months? 


Based on what I've read and experienced, 4 statements is the sweet spot. Just realize that this 4 statement is a guideline, and not a rule. They can still deny a CLI! But you might as well give it a go! You have nothing to lose :smileyvery-happy:

Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k

EQ FICO 709 TU FICO 746 Credit Karma (TU) 780 Transrisk 821/990 Credit Sesame (EX) 762 Credit.com (EX) 763 VantageScore 3.0 733
Established Contributor
zerobacan
Posts: 726
Registered: ‎01-13-2013

Re: GE CLI Question

Make sure you have a low or 0 balance. and you balance is updated. let us know how did it go

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Valued Contributor
BearsAndTurtlesRtheBest
Posts: 3,303
Registered: ‎10-02-2012

Re: GE CLI Question

I say request it as soon as you 5th statement is available. usually by 11:30 pm or 12:00 am CALL THE AUTOMATED SYSTEM or VIA ONLINE(if available)

Closing all of these credit card accounts once paid off for a fresh start.
$600$800$1,000$500(AU) $2,500
EQ FICO---, EX FICO---, TU FICO---, AAOA 5 months, Utilization 70%, No delinquencies of any sort.
Inquiries on EQ: 19, Inquires on EX: 30, Inquiries on TU: 21, Gardening Since 06-25-14

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