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Valued Contributor
creditnocash
Posts: 2,185
Registered: ‎07-23-2012

GE CLI. call or luv button?

what have you guys been doing? 

 

i got my american eagle card and walmart card both in july. 

do i ask after my 4th statement cuts? 

 

walmart has yet to print a statement but has reported zero balance from day one. 

just charged 400/800 but pif before statement ends in 3 days. 

 

is ge one to match credit limits? 

kohls is my lowest that will probably stay that way. (400) 

 

but best buy (2500 store card.) and macys( 3500 store card) 

im hoping walmart and ae will go that high but obviously after a year or more. 

 

Current: Discover Fico 689 7/14 Walmart Fico 682 7/14

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Regular Contributor
cmthomas06
Posts: 174
Registered: ‎06-21-2012

Re: GE CLI. call or luv button?

I dont have a luv button on my Walmart card, so Im forced to call in. its an automated system, though. GE was the first lender to give me above 2k and all the rest followed soon after. They're really good about CLI, but Im not sure you will get one since the accounts aren't that old. I had mine for about a year before they increased it at all. 

Ex 752 (Amex) Tu 758 (Walmart) Eq 703
Goal: 750+ on all
Current Cards: Cap1 Cash Back; Chase Freedom; Chase Amazon; Citi Thank You; Citi Forward; Discover iT; Amex Zync; GE WalMart; BoA 3-2-1
Valued Contributor
creditnocash
Posts: 2,185
Registered: ‎07-23-2012

Re: GE CLI. call or luv button?

yeah i know from what ive read on here soft pull every four months.  but idk if thats auto done or to call in. 

my walmart account has a cli button but i havent dared touched it. 

 

as my sig says walmart tu was 728 this month. 738 the first month. but added like 4 inq to tu. 

but things have not reported yet that i did over a month ago so im wating till next month. 

im done apping for everything for the next 11/2+ years. the only execption being a amex revolver in january. if denied no harm no foul. 

so soft cli are the only thing. 

so far best buy is still soft if you had it when it was hsbc. 

 

the only hard pulls for my cards are apperantly chase freedom and my mastercard from my bank but im happy with a 2k limit (highest non store limit for me)

 

ive seen some pretty crazy increases on here. just hopefully ill be one of those =)

Current: Discover Fico 689 7/14 Walmart Fico 682 7/14

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000

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