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Established Member
Posts: 28
Registered: ‎03-24-2013
0

GE CLIs - Should I? How Much?

[ Edited ]

The 4th statements for my Amazon Store Card and PayPal Smart Connect accounts just cut, and no auto-CLIs. Boo.

 

I'm thinking about calling in and requesting CLIs. How much should I ask for? Or should I wait?

 

Current Balances:

- PayPal: $0 / $5K

- Amazon: $3.5K / $4K

 

The Amazon balance is high because I bought several big-ticket items in order to take advantage of their financing offers.

 

I paid off the PayPal balance back in January and haven't really used it since. I'm planning to get the PayPal debit card and link it to the PPSC account so that I can use it more frequently.

 

Utilization across all of my accounts is ~25%, "thanks" to a card that I paid off a day too late (i.e., the statement closed with a high balance). Otherwise, everything else is clean.

Established Contributor
Posts: 535
Registered: ‎01-03-2013
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Re: GE CLIs - Should I? How Much?

Depends on your scores and what the rest of your credit files look like (BK, lates, FC) Aaoa, inqs. Just based on what you've stated its way too early.



As of 4/3/15
Established Member
Posts: 1,994
Registered: ‎11-17-2012
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Re: GE CLIs - Should I? How Much?


IEM wrote:

The 4th statements for my Amazon Store Card and PayPal Smart Connect accounts just cut, and no auto-CLIs. Boo.

 

I'm thinking about calling in and requesting CLIs. How much should I ask for? Or should I wait?

 

Current Balances:

- PayPal: $0 / $5K

- Amazon: $3.5K / $4K

 

The Amazon balance is high because I bought several big-ticket items in order to take advantage of their financing offers.

 

I paid off the PayPal balance back in January and haven't really used it since. I'm planning to get the PayPal debit card and link it to the PPSC account so that I can use it more frequently.

 

Utilization across all of my accounts is ~25%, "thanks" to a card that I paid off a day too late (i.e., the statement closed with a high balance). Otherwise, everything else is clean.


Personally, i would do a $2000 bump on Paypal, and after that, attempt a $1500 bump on Amazon. Good luck! Worse comes to worse they can counter-offer Smiley Happy


Capital One Quicksilver WMC $20k | JCPenney Platinum $10k | Shell Drive for Five $800 | Chase Freedom VS $5k | TD Bank Easy Rewards VS $5k | Chase Sapphire VS $14.8k | American Express Blue Sky $13.7k | Discover IT $24k | SavingStar American Express $14.8k | American Express BCE $11.3k | Macy's American Express $7.2k | Capital One BuyPower WEMC $7.5k

FICOS: EX 772 EQ 724 TU 764 VantageScore 3.0: EX 748 EQ 753 TU 752
Established Contributor
Posts: 662
Registered: ‎02-20-2013
0

Re: GE CLIs - Should I? How Much?

I always ask for 10k. Never gotten it, but I always ask for it. Smiley Mad


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Epic Contributor
Posts: 28,537
Registered: ‎10-23-2007
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Re: GE CLIs - Should I? How Much?


IEM wrote:

The 4th statements for my Amazon Store Card and PayPal Smart Connect accounts just cut, and no auto-CLIs. Boo.

 

I'm thinking about calling in and requesting CLIs. How much should I ask for? Or should I wait?

 

Current Balances:

- PayPal: $0 / $5K

- Amazon: $3.5K / $4K

 

The Amazon balance is high because I bought several big-ticket items in order to take advantage of their financing offers.

 

I paid off the PayPal balance back in January and haven't really used it since. I'm planning to get the PayPal debit card and link it to the PPSC account so that I can use it more frequently.

 

Utilization across all of my accounts is ~25%, "thanks" to a card that I paid off a day too late (i.e., the statement closed with a high balance). Otherwise, everything else is clean.


They gave you a $5k connect card vs. MasterCard?

I didn't know online it asks how much you want? but yes I say always ask for likke $10k, especially if that's only double your current!

GE will counter.

I may have left the garden 06/20/2016 Smiley Tongue
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Established Contributor
Posts: 727
Registered: ‎01-13-2013
0

Re: GE CLIs - Should I? How Much?


Creditaddict wrote:

IEM wrote:

The 4th statements for my Amazon Store Card and PayPal Smart Connect accounts just cut, and no auto-CLIs. Boo.

 

I'm thinking about calling in and requesting CLIs. How much should I ask for? Or should I wait?

 

Current Balances:

- PayPal: $0 / $5K

- Amazon: $3.5K / $4K

 

The Amazon balance is high because I bought several big-ticket items in order to take advantage of their financing offers.

 

I paid off the PayPal balance back in January and haven't really used it since. I'm planning to get the PayPal debit card and link it to the PPSC account so that I can use it more frequently.

 

Utilization across all of my accounts is ~25%, "thanks" to a card that I paid off a day too late (i.e., the statement closed with a high balance). Otherwise, everything else is clean.


They gave you a $5k connect card vs. MasterCard?

I didn't know online it asks how much you want? but yes I say always ask for likke $10k, especially if that's only double your current!

GE will counter.


He probably got CLI...

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
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Established Member
Posts: 28
Registered: ‎03-24-2013
0

Re: GE CLIs - Should I? How Much?


Creditaddict wrote:

They gave you a $5k connect card vs. MasterCard?

I didn't know online it asks how much you want? but yes I say always ask for likke $10k, especially if that's only double your current!

GE will counter.


I've had PPSC for years, which explains the high CL. If $5K had been my starting CL, I'd also wonder why the heck I got SC and not MC.

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