Credit Cards

[ctb89]

Hoping someone can shed some light on this. So if I requested a CLI on a GE card on Apr 3rd, when can I request another one? Is it 4 months from the date of the CLI or after 4 subsequent statements have cut?

[daneatreia]

I've done them through the back door number as soon as a week later and gotten approved.

[ctb89]

---

daneatreia wrote:
I've done them through the back door number as soon as a week later and gotten approved.

---

As soon as a week after what? You got two CLIs a week apart?

[ferrari]

And by backdoor number you mean automated or you spoke to a CSR? Was it a hard pull?

[daneatreia]

With GE they are soft pulls, when I applied they were a week apart. The automated system denied me, but the customer service rep through the back door number approved me.

[Booner72]

I got told by a GE rep (Carecredit) about a week ago that they are only doing CLI's every six months now, which makes sense, bc when I tried my 4 month JCP I got denied, and that's by far my oldest accoutn with the highest limit.

[Viper786]

After my 4th statement cut, I called the automated number for a CLI for my GE Amazon card. I got denied because they have a 2 month old report of mine which have about a 90% utilization. My current reports are at around 30% and I'm just waiting for them to soft me again so I can call for another CLI. 

Is there anyway to get them to soft pull me for a CLI? If I call the backdoor number and talk to someone, would they do a soft pull or go based off the current reports which is 2 months old.