Reply
Frequent Contributor
oscar_actuary
Posts: 293
Registered: ‎03-25-2013
0

GE Cap / Sam's Club Denied CLI,

Yes, it was on a lark, sorta tired, sorta pushing my luck.  And pretty stupid as I'm in the midst of a refi.

Funny thing is, I was denied and just now received the letter of explanation.

 

Too much utlilizatrion and accounts and new accounts

 

Score posted in letter:  761.

 

alrighty then.

FICO EX 739, 2013 Jun. FICO TU08 791, 2014 Apr. FICO EQ 736, 2013 Aug.
BofA Cash Rwrds Sig V 2013 10k; Fidelity Rewards AmEx /BofA 2013 15.4k; Chase Freedom Sig V 2002 24.1k; Chase Amazon Rwrds Sig V 2011 8k; Sam's Club GE Dscvr 2002 10k; Dscvr It 2012 10k; Citi Dvdnd Plat Sel V 2013 8.9k; PenFed Plat Rwrds V 2013 20k; AmEx Blue Sky 2013 21.6k; Priceline Rwrds Sig V 2013 8.7k; PayPal Xtras GE Cap Plat MC 2012 5k; JC Penny 2011 1k

New Visitor
power123
Posts: 25
Registered: ‎04-05-2013
0

Re: GE Cap / Sam's Club Denied CLI,

Try to recon but GE is not great at recons

The best bet is to wait 1 or 2 months for optimal results.I know for a fact that GECRB is the best easy lender out there

 

Good luck


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}