04-05-2013 09:06 PM
Yes, it was on a lark, sorta tired, sorta pushing my luck. And pretty stupid as I'm in the midst of a refi.
Funny thing is, I was denied and just now received the letter of explanation.
Too much utlilizatrion and accounts and new accounts
Score posted in letter: 761.
FICO EX 807, 2014 Nov. FICO TU08 800, 2014 Oct.
BofA Cash Rwrds Sig V 2013 10k; Fidelity Rewards AmEx /BofA 2013 15.4k; Chase Freedom Sig V 2002 24.1k; Chase Amazon Rwrds Sig V 2011 8k; Sam's Club MC 2002 10k; Dscvr It 2012 10k; Citi Dvdnd Plat Sel V 2013 8.9k; PenFed Plat Rwrds V 2013 20k; AmEx Blue Sky 2013 11.3k; AmEx BCP 2014 24.1k; Priceline Rwrds Sig V 2013 8.7k; PayPal Xtras GE Cap Plat MC 2012 5k
04-05-2013 10:04 PM
Try to recon but GE is not great at recons
The best bet is to wait 1 or 2 months for optimal results.I know for a fact that GECRB is the best easy lender out there
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