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GE Cap / Sam's Club Denied CLI,

Frequent Contributor

GE Cap / Sam's Club Denied CLI,

Yes, it was on a lark, sorta tired, sorta pushing my luck.  And pretty stupid as I'm in the midst of a refi.

Funny thing is, I was denied and just now received the letter of explanation.


Too much utlilizatrion and accounts and new accounts


Score posted in letter:  761.


alrighty then.

FICO EX 827, 2015 Feb; FICO EQ 836/900 (Citi), 2014 Dec; FICO TU08 818, 2015 Feb.

BofA Cash Rwrds Sig V 2013 10k; Fidelity Rewards AmEx /BofA 2013 15.4k; Chase Freedom Sig V 2002 24.1k; Chase Amazon Rwrds Sig V 2011 8k; Sam's Club MC 2002 10k; Dscvr It 2012 10k; Citi Dvdnd Plat Sel V 2013 8.9k; PenFed Plat Rwrds V 2013 20k; AmEx Blue Sky 2013 11.3k; AmEx BCP 2014 24.1k; Priceline Rwrds Sig V 2013 8.7k; PayPal Xtras GE Cap Plat MC 2012 5k

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New Visitor

Re: GE Cap / Sam's Club Denied CLI,

Try to recon but GE is not great at recons

The best bet is to wait 1 or 2 months for optimal results.I know for a fact that GECRB is the best easy lender out there


Good luck

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