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@SwampSystems wrote:
@gettnthere wrote:Swamp, i sent you a PM
My last CLI a few months ago was actually from an underwriter, so I was apprehensive to call the backdoor number again so soon. But I'm glad you sent it to me, because after 15 minutes on the phone and a verification call to the phone number I had on file, they successfully raised my CL from $6,000 to $10,000! I'm finally in the "premium bankcard" club! You guys are awesome.
AWESOME!!!! AND CONGRATS!!!!!!!!!!
I really need to start remembering to ask them how much my cash-over limit is when I have them on the phone. I know a lot of people were curious how high they go in one of the recent threads.
@SwampSystems wrote:I really need to start remembering to ask them how much my cash-over limit is when I have them on the phone. I know a lot of people were curious how high they go in one of the recent threads.
I would def be curious to know as well. my current cash limit is only $200 on a $1500 Cl. I love using the free $60 quick cash feature but it goes very quickly lol. i wonder if its possible to get it increased as the CL increases.
@SwampSystems wrote:
@LS2982 wrote:
4 statement cycles from your last CLI request is the minimum. If your account is new, at least 4 statement cycles from opening date is minimum.Do you think it matters that I haven't had a visible statement since April? Guess I will start letting some of that 15-cents-off Murphy gas post once Discover/Freedom 5% gas is over.
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EDIT: Now I'm wondering if Murphy sells Walmart gift cards. You still get 10 cents off per gallon with a Walmart gift card, and if you purchase it from Murphy it would probably get coded as a gas purchase for the 5% back on Discover/Freedom.
What do you mean by visible statement?
EDIT: CONGRATS on your CLI!!!
@gettnthere wrote:
I would def be curious to know as well. my current cash limit is only $200 on a $1500 Cl. I love using the free $60 quick cash feature but it goes very quickly lol. i wonder if its possible to get it increased as the CL increases.
For me it did increase with my CL, but I was also maxing out the cash-over limit consistently. Others here have said that theirs did not increase with their CL.
@LS2982 wrote:
What do you mean by visible statement?
EDIT: CONGRATS on your CLI!!!
The last statement that I can see on their website is from April. I have still been using my card, but every statement since then has had a zero balance, so they don't generate a viewable document for them.
@SwampSystems wrote:
@LS2982 wrote:
What do you mean by visible statement?EDIT: CONGRATS on your CLI!!!
The last statement that I can see on their website is from April. I have still been using my card, but every statement since then has had a zero balance, so they don't generate a viewable document for them.
Right. That is the way GE operates, as well as Chase. If you do not have a statement balance, they will not generate a statement. I haven't had a statement from Lowes or CareCredit in a few months. I don't know about CITI as I never NOT had a balance. I would venture to say most CCC's do this. More importantly, they will mark you credit reports with a "OK" for the months you didn't have a statement.
@gettnthere wrote:
@SwampSystems wrote:I really need to start remembering to ask them how much my cash-over limit is when I have them on the phone. I know a lot of people were curious how high they go in one of the recent threads.
I would def be curious to know as well. my current cash limit is only $200 on a $1500 Cl. I love using the free $60 quick cash feature but it goes very quickly lol. i wonder if its possible to get it increased as the CL increases.
Posted this in the other thread as well. When I had a $1,500 limit, my cash limit was also $200. I called back just now since I was curious, and I have a $1,110 cash back limit with the normal limit of $60 in any 24 hour period.
@SwampSystems wrote:
@gettnthere wrote:
@SwampSystems wrote:I really need to start remembering to ask them how much my cash-over limit is when I have them on the phone. I know a lot of people were curious how high they go in one of the recent threads.
I would def be curious to know as well. my current cash limit is only $200 on a $1500 Cl. I love using the free $60 quick cash feature but it goes very quickly lol. i wonder if its possible to get it increased as the CL increases.
Posted this in the other thread as well. When I had a $1,500 limit, my cash limit was also $200. I called back just now since I was curious, and I have a $1,110 cash back limit with the normal limit of $60 in any 24 hour period.
That's weird b/c your cash advance limit never matches your CL...with any CC. I have the same $200 cash advance feature on a $1,500 CL. It may or may not raise with your CLIs overtime. From experience...my own cash advance limit has never changed with CLIs.
cONGRATS ON YOUR RAISE!!