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Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: GE Capital / Walmart


SwampSystems wrote:

gettnthere wrote:

Swamp, i sent you a PM :smileywink:


My last CLI a few months ago was actually from an underwriter, so I was apprehensive to call the backdoor number again so soon. But I'm glad you sent it to me, because after 15 minutes on the phone and a verification call to the phone number I had on file, they successfully raised my CL from $6,000 to $10,000! I'm finally in the "premium bankcard" club! You guys are awesome.


AWESOME!!!! AND CONGRATS!!!!!!!!!!



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Frequent Contributor
SwampSystems
Posts: 358
Registered: ‎06-25-2012
0

Re: GE Capital / Walmart

I really need to start remembering to ask them how much my cash-over limit is when I have them on the phone. I know a lot of people were curious how high they go in one of the recent threads.

Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: GE Capital / Walmart


SwampSystems wrote:

I really need to start remembering to ask them how much my cash-over limit is when I have them on the phone. I know a lot of people were curious how high they go in one of the recent threads.


I would def be curious to know as well. my current cash limit is only $200 on a $1500 Cl. I love using the free $60 quick cash feature but it goes very quickly lol. i wonder if its possible to get it increased as the CL increases.



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: GE Capital / Walmart

[ Edited ]

SwampSystems wrote:

LS2982 wrote:
4 statement cycles from your last CLI request is the minimum. If your account is new, at least 4 statement cycles from opening date is minimum. 

Do you think it matters that I haven't had a visible statement since April? Guess I will start letting some of that 15-cents-off Murphy gas post once Discover/Freedom 5% gas is over.

 

------------------------

 

EDIT: Now I'm wondering if Murphy sells Walmart gift cards. You still get 10 cents off per gallon with a Walmart gift card, and if you purchase it from Murphy it would probably get coded as a gas purchase for the 5% back on Discover/Freedom.


What do you mean by visible statement?

 

EDIT: CONGRATS on your CLI!!!

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
SwampSystems
Posts: 358
Registered: ‎06-25-2012
0

Re: GE Capital / Walmart


gettnthere wrote:

I would def be curious to know as well. my current cash limit is only $200 on a $1500 Cl. I love using the free $60 quick cash feature but it goes very quickly lol. i wonder if its possible to get it increased as the CL increases.

 

For me it did increase with my CL, but I was also maxing out the cash-over limit consistently. Others here have said that theirs did not increase with their CL.

Frequent Contributor
SwampSystems
Posts: 358
Registered: ‎06-25-2012
0

Re: GE Capital / Walmart


LS2982 wrote:
What do you mean by visible statement?

EDIT: CONGRATS on your CLI!!!


The last statement that I can see on their website is from April. I have still been using my card, but every statement since then has had a zero balance, so they don't generate a viewable document for them.

Frequent Contributor
OnTheRebound
Posts: 457
Registered: ‎08-05-2009
0

Re: GE Capital / Walmart


SwampSystems wrote:

LS2982 wrote:
What do you mean by visible statement?

EDIT: CONGRATS on your CLI!!!


The last statement that I can see on their website is from April. I have still been using my card, but every statement since then has had a zero balance, so they don't generate a viewable document for them.


 

Right. That is the way GE operates, as well as Chase. If you do not have a statement balance, they will not generate a statement. I haven't had a statement from Lowes or CareCredit in a few months. I don't know about CITI as I never NOT had a balance. I would venture to say most CCC's do this. More importantly, they will mark you credit reports with a "OK" for the months you didn't have a statement.

Mine- Citi Diamond Preferred WMC $12K / Citi Double Cash WMC $3.8K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / DW's- I'm AU on most- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / Citi Simplicity MC $4.4K / GE Lowes $10K / GE CareCredit $5K
myFico Scores as of 10/03/2014
Equifax 798 / Experian 811 / TransUnion 814
Frequent Contributor
SwampSystems
Posts: 358
Registered: ‎06-25-2012
0

Re: GE Capital / Walmart


gettnthere wrote:

SwampSystems wrote:

I really need to start remembering to ask them how much my cash-over limit is when I have them on the phone. I know a lot of people were curious how high they go in one of the recent threads.


I would def be curious to know as well. my current cash limit is only $200 on a $1500 Cl. I love using the free $60 quick cash feature but it goes very quickly lol. i wonder if its possible to get it increased as the CL increases.


Posted this in the other thread as well. When I had a $1,500 limit, my cash limit was also $200. I called back just now since I was curious, and I have a $1,110 cash back limit with the normal limit of $60 in any 24 hour period.

Valued Contributor
maiden_girl
Posts: 2,108
Registered: ‎12-29-2011
0

Re: GE Capital / Walmart


SwampSystems wrote:

gettnthere wrote:

SwampSystems wrote:

I really need to start remembering to ask them how much my cash-over limit is when I have them on the phone. I know a lot of people were curious how high they go in one of the recent threads.


I would def be curious to know as well. my current cash limit is only $200 on a $1500 Cl. I love using the free $60 quick cash feature but it goes very quickly lol. i wonder if its possible to get it increased as the CL increases.


Posted this in the other thread as well. When I had a $1,500 limit, my cash limit was also $200. I called back just now since I was curious, and I have a $1,110 cash back limit with the normal limit of $60 in any 24 hour period.


That's weird b/c your cash advance limit never matches your CL...with any CC. I have the same $200 cash advance feature on a $1,500 CL. It may or may not raise with your CLIs overtime. From experience...my own cash advance limit has never changed with CLIs.

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Established Contributor
CruzImperial
Posts: 869
Registered: ‎07-04-2012
0

Re: GE Capital / Walmart

cONGRATS ON YOUR RAISE!!

 

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |

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