04-23-2013 07:00 AM
04-24-2013 09:47 AM
Amazon credit card is also issue by GE Capital retail bank and application states you have to be clear from bankruptcies so is jewelry account are underwrite differently than a credit card by GE, just curious. I'd like to know if they re BK friendly as Barclay
06-03-2013 10:38 PM
06-04-2013 04:10 AM
Hello, I'm considering buying a watch and would like to finance 50% with no interest for 12 months, does anyone know if they're BK friendly and what fico score is needed. Also what bureau do they use. If anyone has applied for GE Capital products please give me your thoughts with cons and pros.
AFAIK, GE is not too harsh with BK, as long as it is "old." I would think mid 600's would be good as a score. GE pulls TU, mostly. Good luck to you!
06-04-2013 05:36 AM
06-05-2013 12:53 PM
06-05-2013 01:37 PM - edited 06-05-2013 01:38 PM
While this board seems to have only love and support 94% of the time. Let me offer the idea that perhaps wanting to finance a watch over 12 months is not unrelated to your current credit score?
I'm curious to know - or more precisely - curious if you know your net worth and monthy cash flow. Your problem may go well beyond worrying about which report GE pulls.
edited 'cause I am a bad typist
FICO EX 807, 2014 Nov; FICO EQ 836/900 (Citi), 2014 Dec; FICO TU08 818, 2015 Feb.
BofA Cash Rwrds Sig V 2013 10k; Fidelity Rewards AmEx /BofA 2013 15.4k; Chase Freedom Sig V 2002 24.1k; Chase Amazon Rwrds Sig V 2011 8k; Sam's Club MC 2002 10k; Dscvr It 2012 10k; Citi Dvdnd Plat Sel V 2013 8.9k; PenFed Plat Rwrds V 2013 20k; AmEx Blue Sky 2013 11.3k; AmEx BCP 2014 24.1k; Priceline Rwrds Sig V 2013 8.7k; PayPal Xtras GE Cap Plat MC 2012 5k
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.