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Established Contributor
Posts: 911
Registered: ‎12-25-2010
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Re: GE Capital

I also think there would be a better chance at 650+....

Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

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Frequent Contributor
Posts: 298
Registered: ‎03-05-2013
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Re: GE Capital

Amazon credit card is also issue by GE Capital retail bank and application states you have to be clear from bankruptcies so is jewelry account are underwrite differently than a credit card by GE, just curious. I'd like to know if they re BK friendly as Barclay

Valued Contributor
Posts: 1,147
Registered: ‎03-27-2013
0

Re: GE Capital

@09Lexie

 

what type of sony card that u have from GE?

 

cz  i have sony visa reward card from cap1.....had it since april.

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpgBurned AECitiChase
Valued Contributor
Posts: 1,599
Registered: ‎11-10-2012
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Re: GE Capital


Zelaya wrote:

Hello, I'm considering buying a watch and would like to finance 50% with no interest for 12 months, does anyone know if they're BK friendly and what fico score is needed. Also what bureau do they use. If anyone has applied for GE Capital products please give me your thoughts with cons and pros.


AFAIK, GE is not too harsh with BK, as long as it is "old."  I would think mid 600's would be good as a score. GE pulls TU, mostly. Good luck to you!

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Established Contributor
Posts: 599
Registered: ‎02-14-2013
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Re: GE Capital

I'm just over 6 mos. from BK7 discharge. TU fakos are 650-665 (haven't had a TU denial letter recently, don't know Fico.) I applied a few months ago for Walmart (GE) and denied, hit the post-6 month mark a few days ago, and tried again yesterday. Approved for Walmart $400, then approved for Amazon $600, then 7-10 day msg. for TJX. All 3 were TU pulls.

You could test the GE water with Walmart, it's worth it for the free Fico if approved.
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
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Re: GE Capital

@bk510

I have the Sony Financial Services backed by GE. I got it on Mar 9, for the specific purpose of using the 36 mo -0% APR for 2 TVs I purchased. I did not app for the Visa for 2 reasons- they weren't offering the 0% promo and I personally don't care for Cap 1.
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Frequent Contributor
Posts: 319
Registered: ‎03-25-2013
0

Re: GE Capital

[ Edited ]

While this board seems to have only love and support 94% of the time.  Let me offer the idea that perhaps wanting to finance a watch over 12 months is not unrelated to your current credit score?

 

I'm curious to know - or more precisely - curious if you know your net worth and monthy cash flow.  Your problem may go well beyond worrying about which report GE pulls.

 

edited 'cause I am a bad typist

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