GE Credit Cards Approvals/CLI

azguy13 · ‎03-17-2014

I often hear about GE offering decent CLIs at regular intervals. I am interested in hearing from the GE backed CC holders on what their initial CL was at approval and where they are at now. You can model the response however you would like or using a model similar to the Auto Loan Approvals thread.

Card:

Initial CL:

Date Approved:

CRA pulled:

FICO Score at approval:

Date of CLI:

Amount of CLI

Comments:

trzarocks · ‎03-17-2014

Card: Walmart Store Card

Date Approved: March 2013

CRA pulled: TU(?)

FICO Score at approval: ~650

Initial Credit Line: $400

Date of CLI: November 2013

Amount of CLI: $800 ($1200 total)

Comment: Call-in request - only had 2 statements

Date of CLI: Jan 2014

Amount of CLI: $1300 ($2500 total - upgrade to WMD)

Comment - No use since last CLI - offer provided at login

Card: Amazon Store Card

Date Approved: December 2013

CRA pulled: TU(?)

FICO Score at approval: ~690

Initial Credit Line: $1900

Comments: Should be pretty accurate guestimates where indicated.

azguy13 · ‎03-17-2014

@trzarocks wrote:
Card: Walmart Store Card
Date Approved: March 2013
CRA pulled: TU(?)
FICO Score at approval: ~650
Initial Credit Line: $400

Date of CLI: November 2013
Amount of CLI: $800 ($1200 total)
Comment: Call-in request - only had 2 statements

Date of CLI: Jan 2014
Amount of CLI: $1300 ($2500 total - upgrade to WMD)
Comment - No use since last CLI - offer provided at login

Card: Amazon Store Card
Date Approved: December 2013
CRA pulled: TU(?)
FICO Score at approval: ~690
Initial Credit Line: $1900

Comments: Should be pretty accurate guestimates where indicated.

This is a prime example of what I have been hearing a lot lately. I believe stories like this could really help the folks beginning their credit journey. Thank you for sharing.

average_a · ‎03-17-2014

Card: Walmart Store Card

Date Approved: March 2014

CRA pulled: TU(?)

FICO Score at approval: ~634

Initial Credit Line: $600

Kay-2,000; NFCU Flagship-12,000 ; NFCU LOC- 12,000; Walmart-600; Kohl-300; V.S.- 500 Barclays Reward-750; Capital One-700; Paypal SmartCon-700; Belk-1,000

azguy13 · ‎03-17-2014

@average_a wrote:
Card: Walmart Store Card
Date Approved: March 2014
CRA pulled: TU(?)
FICO Score at approval: ~634
Initial Credit Line: $600

Congrats on your recent approval! Also, welcome to the forum to TRZArocks and yourself.

daybreakgonesXe · ‎03-17-2014

Woops! Sorry for the initial blank reply :X

Card: JCPenney (inital $500)

Date Approved: 7/25/10

CRA pulled: TU

FICO Score at approval: unknown, CK of 700

Date of CLI: Jan 2011

Amount of CLI: $500 (total $1000)

Date of CLI: Jul 2011
Amount of CLI: $800 (total $1800)

Date of CLI: Sept 2012
Amount of CLI: $1800 (total $3600)

Date of CLI: Jan 2013
Amount of CLI: $1500 (total $5100)

Date of CLI: May 2013

Amount of CLI: $1500 (total $6600)

Date of CLI: Sept 2013
Amount of CLI: $900 (total $7500)

Comments: Approved with only an authorized user card from 2006 and potentially an Orchard secured card, if it was reporting. First two CLIs were autos, but after over a year of no CLI, I began requesting them every 4 months per the boards. My CL is set at $7500 and that seems to be the max they can go at this time through the automated system. Have not tried the backdoor GE CLI number.

Creditaddict · ‎03-17-2014

I had a bunch of GE cards that I actually let go... I settled them all last year and in late dec./jan. to my surprise was approved a 76 Gas Card for $300 (TU 610 I believe)

this month on my 3rd statment I received an auto cli to $650 (TU around 640-660 I think at time of increase)

yudeology101 · ‎03-17-2014

Card: TJX

Date Approved: 6/27/2013

CRA pulled: EQ

FICO Score at approval: 620ish

Date of CLI: 3/5/14

Amount of CLI: $700

Comments: 2nd CLI, started off w/ $200 back in June 2013. First auto CLI after 4th statement- $200 to $850. 2nd CLI was not auto, but after another 4th statement from 1st CLI date. 95% PIF- usually charge small amounts ($50~150) each month, but left small amount a few months.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*

Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)

azguy13 · ‎03-17-2014

@Creditaddict wrote:
I had a bunch of GE cards that I actually let go... I settled them all last year and in late dec./jan. to my surprise was approved a 76 Gas Card for $300 (TU 610 I believe)
this month on my 3rd statment I received an auto cli to $650 (TU around 640-660 I think at time of increase)

Did you get rid of the cards because of GE or because you didnt want them anymore?

trzarocks · ‎03-17-2014

@azguy13 wrote:
This is a prime example of what I have been hearing a lot lately. I believe stories like this could really help the folks beginning their credit journey. Thank you for sharing.

I wasn't getting any love from Capital One on a CS card even though it had heavy use and a great payment history. I used the +$4k in GECRB credit over the past 3 months to get a PC to QS, +$1250 CLI, and 4.2% interest rate reduction with the EO using a SP. I'm sure the +60 point score helped, too. Hopefully I'm out of the subprime bucket with them now.