Epic Contributor
Posts: 23,791
Registered: ‎10-23-2007

GE Exhausting... Who is right?

Got declined Amazon Store (they pulled all 3 reports) Was told to wait for letter, etc. blah, check your reports, blah... Today finally get a manager who says "Yes we have an underwriting department but I can only send you to them within the first 48 hours of the application) SAY WHAT??? The last 8 reps I spoke to, 1 spoke english and still insisted no underwriting, wait for letter, we don't recon apps that the computer decides... this guy insist that I put in new application and then he would send me to underwriting and also that it is Amazon GE policy that all 3 reports are ALWAYS pulled... I disputed this fact several times to absolute no response.... 

Finally I said fine, I have an application for LensCrafters within 48 hours, please transfer me to them and I will ask underwriting... transfer to what seems like back out of US and to overseas call center to a guy who has very broken english who once again starts the GE script no underwriting, please wait 7-10 days and if you have issues write to the address on letter... After asking for a supervisor he promptly hung up on me as all the overseas reps have been doing with GE for me over the last 2 weeks.


Does anyone have a US number for either Amazon or Lens Crafters that possibly bypasses the front line Reps. CareCredit, Walmart, Sams all seem to have underwriting, why can't this be found with the other cards?? I have never had any issues getting a GE business underwriter on the phone!!



Fico Scores: EQ- 662., TU 684 Barclay, EX 700 (3/21/15)

You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
72 Cards and Counting :smileytongue:
New Contributor
Posts: 72
Registered: ‎04-04-2008

Re: GE Exhausting... Who is right?

Sounds frustrating, id take my business elsewhere if i had that experiance.

700 Club
Amex Gold PR, Main card, Role: rewards
Chase Amazon Visa, Role: Amex backup
Pen Fed Promise, Role: low APR, balances
Amazon Store Card, Role: 0% financing
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.