Credit Cards Center Credit cards from our partners
Reply
Regular Contributor
Posts: 204
Registered: ‎11-11-2013
0

GE Furniture store CLI question...

Hey guys.

Question for you...

 

I have a 2K line of credit through GE from a local furniture store where I bought some furniture for my apartment as part of a 0% interest promo.

 

I'd like to improve my overall credit limit....

 

how would I go about getting a CLI from them?

 

If I told GE I am looking at buying a new bedroom set, and asked for an extra 2-3k or so....think they would do it?

Also, do you know if GE CLI for store cards are a SP or HP?

 

Thanks tons!

25 years old. Scores around 740. Income = 45K. Chase Car Loan @ 2.4%, AAOA = 2 years. Total Personal CL = 120k.
Established Contributor
Posts: 1,019
Registered: ‎04-01-2008
0

Re: GE Furniture store CLI question...

Ultimately, it depends on your credit file and your available income. I will say that GE is being a lot more gracious with CL's right now and from my personal experiences in the last few months....SP.  Please let us know how this works out for you! Don't be afraid to ask for more than you need to keep your utility low for a better score since it is a SP. If in doubt....ask the rep if it's a SP or HP.

Good luck!



1/28/14 EQ 811 9/11/15, EX 821, TU 817 on 6/13/2014

Take the myFICO Fitness Challenge
Moderator
Posts: 27,204
Registered: ‎09-13-2012
0

Re: GE Furniture store CLI question...

Which GE Card? Most of their furniture cc's will be a hp for CLI
Senior Contributor
Posts: 11,485
Registered: ‎10-21-2012
0

Re: GE Furniture store CLI question...


09Lexie wrote:
Which GE Card? Most of their furniture cc's will be a hp for CLI

+1

 

As with Care Credit, there are some partner brands that GE does not do SP.  So, as Lexie mentioned, more than likely it will be HP.

Highlighted
Regular Contributor
Posts: 204
Registered: ‎11-11-2013
0

Re: GE Furniture store CLI question...

I decided to give them a call. It's only possible with a HP.

 

Thanks for the help, all! Smiley Happy 

25 years old. Scores around 740. Income = 45K. Chase Car Loan @ 2.4%, AAOA = 2 years. Total Personal CL = 120k.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.