11-27-2013 12:04 PM
Question for you...
I have a 2K line of credit through GE from a local furniture store where I bought some furniture for my apartment as part of a 0% interest promo.
I'd like to improve my overall credit limit....
how would I go about getting a CLI from them?
If I told GE I am looking at buying a new bedroom set, and asked for an extra 2-3k or so....think they would do it?
Also, do you know if GE CLI for store cards are a SP or HP?
11-27-2013 12:09 PM
Ultimately, it depends on your credit file and your available income. I will say that GE is being a lot more gracious with CL's right now and from my personal experiences in the last few months....SP. Please let us know how this works out for you! Don't be afraid to ask for more than you need to keep your utility low for a better score since it is a SP. If in doubt....ask the rep if it's a SP or HP.
11-27-2013 02:09 PM
Which GE Card? Most of their furniture cc's will be a hp for CLI
As with Care Credit, there are some partner brands that GE does not do SP. So, as Lexie mentioned, more than likely it will be HP.
11-27-2013 06:02 PM
I decided to give them a call. It's only possible with a HP.
Thanks for the help, all!
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.