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New Contributor
CopperHD
Posts: 73
Registered: ‎05-02-2012

GE Lowes CLI Recon Success

So I requested a CLI from $1,000 to $2,000 on the 1st of October through the automated phone system, denied and letter mailed.  Well I got the letter and I usually don't read them but this one I noticed that they had used an old pull that they had done from back in July 2012.  I called the general number and eventually got to a person, who read a nice script, I requested to speak with someone in the underwriting department which she hesitantly transferred me to.  After verifying income and holding while they reviewed a fresh credit report (soft pull) I was granted the CLI, Wooooo.  SInce July I have purchased a house and a new car and I believe one baddie fell off so I wanted to be sure if I was denied it was on my new information, just goes to show you that perseverance does pay off.

Current Scores EQ (697) Tu (740) EX (705) Amex pull
Current Cards- Amex PRG, Amex Zync (NPSL), Amex Hilton Honors Surpass ($1000), Citi Simplicity ($10,900), Discover It ($3500), First National Credit Card ($2000), Capital One Platinum ($2500 and $1250), Lowes ($6000) , Walmart ($1000).
Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: GE Lowes CLI Recon Success


CopperHD wrote:

So I requested a CLI from $1,000 to $2,000 on the 1st of October through the automated phone system, denied and letter mailed.  Well I got the letter and I usually don't read them but this one I noticed that they had used an old pull that they had done from back in July 2012.  I called the general number and eventually got to a person, who read a nice script, I requested to speak with someone in the underwriting department which she hesitantly transferred me to.  After verifying income and holding while they reviewed a fresh credit report (soft pull) I was granted the CLI, Wooooo.  SInce July I have purchased a house and a new car and I believe one baddie fell off so I wanted to be sure if I was denied it was on my new information, just goes to show you that perseverance does pay off.


GE is very generous with CLIs...congrats!

 

The truth is out there...

FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Mega Contributor
LS2982
Posts: 14,477
Registered: ‎04-09-2011

Re: GE Lowes CLI Recon Success

CONGRATS!!!

 

Lowes store card will grow nicely with usage!!




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: GE Lowes CLI Recon Success

Congrats

Established Contributor
migliogiorni
Posts: 585
Registered: ‎06-27-2012

Re: GE Lowes CLI Recon Success

congrats way to fight for that cli.

 

Dallas Cowboys Fan :smileyvery-happy:
Wally: 5k
BofA: 4.9k
Chase: 4k
Citi: 3.5k
JCP: 2.4k
DFS: 2k
Discover: 1.25 k
Super Contributor
CS800
Posts: 6,114
Registered: ‎04-07-2008

Re: GE Lowes CLI Recon Success

Conrats !!

 

GE is good with CLI's





Established Contributor
CruzImperial
Posts: 860
Registered: ‎07-04-2012

Re: GE Lowes CLI Recon Success

I love my GE cards. Always useful with deferred interests, generous CLs, CLI with SP and big rewards on selected purchases.

Fico Scores: . Walmart TU 724 . App free since Aug 2012 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCP 6k | Citi Forward 3k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 6k | Discover Walmart 4.9k | Barclays Apple 2.5k | BoA CR 800

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