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New Contributor
CopperHD
Posts: 85
Registered: ‎05-02-2012
0

GE Lowes CLI Recon Success

So I requested a CLI from $1,000 to $2,000 on the 1st of October through the automated phone system, denied and letter mailed.  Well I got the letter and I usually don't read them but this one I noticed that they had used an old pull that they had done from back in July 2012.  I called the general number and eventually got to a person, who read a nice script, I requested to speak with someone in the underwriting department which she hesitantly transferred me to.  After verifying income and holding while they reviewed a fresh credit report (soft pull) I was granted the CLI, Wooooo.  SInce July I have purchased a house and a new car and I believe one baddie fell off so I wanted to be sure if I was denied it was on my new information, just goes to show you that perseverance does pay off.

Current Scores EQ (697) Tu (740) EX (705) Amex pull
Current Cards- Amex PRG(NPSL), Amex Zync (NPSL), Amex Hilton Honors Surpass ($3000), Chase Sapphire Preferred ($12,000), Citi Simplicity ($10,900), Southwest Visa Signature ($10,500), Discover It ($4250), FNBO Amex ($4,000), First National Credit Card ($2000), Capital One Platinum ($2500 and $1750), Lowes ($6000) , Walmart Discover ($6000).
Valued Contributor
maiden_girl
Posts: 2,106
Registered: ‎12-29-2011
0

Re: GE Lowes CLI Recon Success


CopperHD wrote:

So I requested a CLI from $1,000 to $2,000 on the 1st of October through the automated phone system, denied and letter mailed.  Well I got the letter and I usually don't read them but this one I noticed that they had used an old pull that they had done from back in July 2012.  I called the general number and eventually got to a person, who read a nice script, I requested to speak with someone in the underwriting department which she hesitantly transferred me to.  After verifying income and holding while they reviewed a fresh credit report (soft pull) I was granted the CLI, Wooooo.  SInce July I have purchased a house and a new car and I believe one baddie fell off so I wanted to be sure if I was denied it was on my new information, just goes to show you that perseverance does pay off.


GE is very generous with CLIs...congrats!

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: GE Lowes CLI Recon Success

CONGRATS!!!

 

Lowes store card will grow nicely with usage!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: GE Lowes CLI Recon Success

Congrats

Established Contributor
migliogiorni
Posts: 657
Registered: ‎06-27-2012
0

Re: GE Lowes CLI Recon Success

congrats way to fight for that cli.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Super Contributor
CS800
Posts: 6,551
Registered: ‎04-07-2008
0

Re: GE Lowes CLI Recon Success

Conrats !!

 

GE is good with CLI's




Established Contributor
CruzImperial
Posts: 867
Registered: ‎07-04-2012
0

Re: GE Lowes CLI Recon Success

I love my GE cards. Always useful with deferred interests, generous CLs, CLI with SP and big rewards on selected purchases.

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |

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