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Epic Contributor
Creditaddict
Posts: 20,129
Registered: ‎10-23-2007
0

GE Manual reviews... how about Manual Upgrades.... edit for my missing info of bank!

[ Edited ]

So we finally have the ability to speak to a REAL PERSON who CAN go against the computer for CLI denials and do manual reviews... but are they able to upgrade the product to the actual Visa/Discover/Amex line or just CL's within product and upgrades are still computer generated?

 

 

Sorry for missing info in original post, good now?

Fico Scores: EQ- HATE U, TU 671 GE, EX 669 Chase(09-15-14)
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Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
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Revelate
Posts: 9,025
Registered: ‎12-30-2011
0

Re: So we can now talk to people that can do CLI but no Upgrades to Visa or what not??


Creditaddict wrote:

So we finally have the ability to speak to a REAL PERSON who CAN go againast the computer for CLI denials and do manual reviews... but are they able to upgrade the product to the actual Visa/Discover/Amex line or just CL's within product and upgrades are still computer generated?


Man I am sorely confused by what you're trying to ask here :smileyhappy:.

 

I'm guessing you're referring to someone's store card, but whose?  Presumably this would be a lender by lender decision.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 673, EQ 8 707, TU 720, EX 702* (09/02/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
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Re: GE Manual reviews... how about Manual Upgrades.... edit for my missing info of bank!

I'm interested in this as well, every time I've asked about the upgrade I'm told its strictly a computer decision.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Senior Contributor
youngandcreditwrthy
Posts: 6,211
Registered: ‎08-16-2012
0

Re: GE Manual reviews... how about Manual Upgrades.... edit for my missing info of bank!

Yeah... Even the underwriters can't/won't do upgrades at GE.... I've asked them several times in efforts to get the Chevron Visa and Dillard's Amex. The Indian and American reps say NO. Lol but as you mention, they do change my CLs to whatever I want hehe :-0
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k

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