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New Member
Posts: 2
Registered: ‎11-01-2012
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GE Money Bank

Hello All!

 

I've been reading these boards for quite some time as I work on building my own credit. As of last year around this time my scores were in the 500's with no credit and lots of collections. I hired someone that was recommended by my realtor that has helped me by writing letters and getting almost all of the collections off my credit. Right now my TU Fico is 725 according to Walmart. I just wanted to let everyone know how good GE Money Bank has been to me. I started with a secured Capitol One last July and in Oct I got approved for Walmart Discover $2500 limit. They auto increased it to $3000 in January. Yesterday I applied for the Sam's Discover and was approved for $1800 and the Old Navy Visa for $1000. I've also had luck with pre-approvals at checkout with Buckle, Express, ShopNBC and VS. I cannot believe how far I have come in less than a year!

 

Just thought I would share a little luck of my own... Smiley Happy

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: GE Money Bank


memphisgranite wrote:

Hello All!

 

I've been reading these boards for quite some time as I work on building my own credit. As of last year around this time my scores were in the 500's with no credit and lots of collections. I hired someone that was recommended by my realtor that has helped me by writing letters and getting almost all of the collections off my credit. Right now my TU Fico is 725 according to Walmart. I just wanted to let everyone know how good GE Money Bank has been to me. I started with a secured Capitol One last July and in Oct I got approved for Walmart Discover $2500 limit. They auto increased it to $3000 in January. Yesterday I applied for the Sam's Discover and was approved for $1800 and the Old Navy Visa for $1000. I've also had luck with pre-approvals at checkout with Buckle, Express, ShopNBC and VS. I cannot believe how far I have come in less than a year!

 

Just thought I would share a little luck of my own... Smiley Happy


Welcome to the forums!!!!!

 

CONGRATS on your approvals!!!

 

It looks like you've obtained alot of recent credit, you may want to visit the Garden Thread:

 

http://ficoforums.myfico.com/t5/Credit-Cards/Garden-Club-Meeting-March-2013/td-p/1915639

 

This will help set you up for the prime banks and higher CL's!

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Posts: 797
Registered: ‎05-01-2012
0

Re: GE Money Bank

Congratulations! Sounds like you have come a long way.

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
New Member
Posts: 2
Registered: ‎11-01-2012
0

Re: GE Money Bank

Thank you! I am definitely in the gardening club for awhile! My goal is Chase Freedom and Discover IT hopefully at the end of they year. By that time,  I will have over a year of solid credit history and perfect payments. Smiley Wink

Established Contributor
Posts: 591
Registered: ‎05-05-2012
0

Re: GE Money Bank

Congrats! Sounds like you have a solid plan. Keep up the good work and in no time you'll be approved for those cards you want. Smiley Happy
Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: GE Money Bank

Congrats. I'm sure you will have no problem obtaining the It and Freedom once you are done gardening.
Frequent Contributor
Posts: 339
Registered: ‎11-17-2012
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Re: GE Money Bank

Congrats !

 

SisterGirl

SisterGirl
Contributor
Posts: 140
Registered: ‎08-10-2012
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Re: GE Money Bank

GE has been really good. I also started with my Cap One card last July and over the past week was approved for Walmart, American Eagle, and Amazon store. Going to let that go til the end of the year before I apply for another major card. Congrats on your approvals.

Walmart Store Card $5,000 Bank of America Cash Rewards $4,500 Chase Amazon Visa $3,000 Capital One QS1 $1,250 Macy's $1,600
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Frequent Contributor
Posts: 341
Registered: ‎08-14-2012
0

Re: GE Money Bank

Congrats, you're on the up and up!!!

Cap One Platinum MC $2.5k CL (08/12)
Citi Forward Student Visa Card $1.5k CL (09/12)
Express NEXT Card $0.25k CL (02/13), Jcrew CC $0.7k CL(02/13)
AMEX PRG NPSL (03/13), AMEX Gold Delta Skymiles 2k (03/13)
Walmart Credit Card $1.5k (03/13)
TU: 687 FICO (3/13) | EX: 692 Lender Pull (3/13) | EQ: 678 (4/1/13)
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