Regular Contributor
Posts: 155
Registered: ‎04-14-2009

GE Money Bank

Does anyone know if GE Money Bank black lists?
Senior Contributor
Posts: 4,235
Registered: ‎05-01-2008

Re: GE Money Bank

Been on these boards for a while & have never heard of them doing so.


So what's your history with them?  CO?  Paid CO?  or just lates?

Starting Score: 07/2011 TU 732 - EQ 717 - EX 702
Current Score: 06/2014 TU 739 - EQ '08 709 - EX 721
Goal Score: 850

Bury me in the garden...last app 06.18.14

Regular Contributor
Posts: 155
Registered: ‎04-14-2009

Re: GE Money Bank

They were included in my BK back in 2007. So I just didnt want to waste a INQ for a decline.
Super Contributor
Posts: 5,767
Registered: ‎01-28-2008

Re: GE Money Bank

List of all GEMB's credit cards.   I carry non of it's  products.

Senior Contributor
Posts: 4,214
Registered: ‎09-12-2008

Re: GE Money Bank

Personally, I wouldn't focus on those cards or CCC's that were IIB as my initial rebuilders.  These accounts not only wrote off the bad debt and IIB, but they are probably still listed on your CR's.


I would look at a good CU or two, possibly a secured card if necessary and/or Orchard which is a good builder card for most people (though I like the CU's better with secured if necessary).


IMO :smileyhappy:



Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator

09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
New Contributor
Posts: 67
Registered: ‎09-19-2007

Re: GE Money Bank

[ Edited ]
I don't believe they do. I had a Lowes card that I included in my BK in 2001. I applied for a Lowes card in 2006 and to my suprise they approved me.
Message Edited by JustinIND on 02-02-2010 01:45 PM

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+