Reply
Member
Posts: 11
Registered: ‎08-13-2007
0

GE Money/Walmart This is ridiculous???????????

I'm a really upset with GM money bank (walmart, JC Penny) I've apply for a credit card at walmart and they told me to wait for the response, when I got the response they told me they where unable to verify my identity and I called them and they told me that I have no option that I was denied credit and that they will not give me the option to send them prove of my identity to verify. This in complety ridiculous I have no option to prove I identity?????????????????????????? They told me that I have a fraud alert in my credit report, but That is bull**bleep** because after the fraud alert I got a loan from Bank of America, a creditr card for 2000 form citibank and a blue cash from american express for 4,000 and GE money can not verify my Identity neither I have the option to prove them my Idetity???????????????? any sugestions will me acepted, because they will nor erase the inquiiry neither
Senior Contributor
Posts: 4,596
Registered: ‎09-14-2007
0

Re: GE Money/Walmart This is ridiculous???????????

Sorry to hear. This is new territory to me. Did you ask them which CRA they pull? I'd get that answer and talk to the CRA to try and determine why they said what they said. Do you have a "credit report freeze" on your account with the CRA's? They will not release your CR to anyone if you do. That's only one reason GEMb could decline you. I'm sure those more knowledgable here can help you more. Good luck to you
"Never ever, ever be late. Never" (FUTR)
Member
Posts: 11
Registered: ‎08-13-2007
0

Re: GE Money/Walmart This is ridiculous???????????

What is trange is that after the fraud alert I got a loan with BOA and a credit card from citibank and american express and they have no problems with it, in american express I was aprove instanly on-line, so that is really strange, the must strange of all is that they denied me like 4 months ago for a JC penny card and I had the fraus alert also, i just think they are doing this because they just don't like me. I'm talking to equifax right now to see what I can do
Senior Contributor
Posts: 4,596
Registered: ‎09-14-2007
0

Re: GE Money/Walmart This is ridiculous???????????

Well, if you google GEMb, you will find lots of postings of horror stories of GEMb's unhappy customers. Not sure what the prob. with them is, but I've not had any with them. J.C. Penny is serviced by them, as is Sam's Club, and I'm sure many more.
"Never ever, ever be late. Never" (FUTR)
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.