05-04-2009 02:50 PM
Just requested an CLI on my Chevron/Texaco card. Approved $650 to $850. I'm right at the 4 month mark with this account. $0 balance, always pay in full.
I got brave and requested a CLI on WalMart card as well. Approved $650 to $775. I'm right at the 4 month mark with this card as well. $0 balance always pay in full. Funny thing about it is I requested a CLI last week with this card and was denied. I havn't even recieved to denial reason in the mail yet. I was feeling lucky so I hit the luv button again today.
Yea for me!
05-04-2009 03:34 PM
I also did the CLI last week on my Walmart and Paypal Credit.
Walmart $670 to $795 (they've always increased this account by $125)
Paypal $775 to $975
Both were on the 4 month mark since last CLI.
05-05-2009 07:10 AM
I got brave and requested a CLI on WalMart card as well. Approved $650 to $775. I'm right at the 4 month mark with this card as well.
Interesting. When I tried for a CLI on my WalMart card at 4 months, I was denied. They sent me a letter saying that your account must be at least 4 months old before they will CLI. I called and asked a CSR why I got this letter since my account WAS 4 months old. He told me that he wasn't sure why I got a letter saying the account must be 4 months old since the requirement is that it must be 6 months old, not 4. He said he thought their policies just changed and that they must not have updated the text on the auto-denial letter that gets sent out.
I tried again at the 6 month mark, and was approved from $900 to $1000.
05-05-2009 07:30 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.