Credit Card Center Advertiser Disclosure

New Visitor
Posts: 1
Registered: ‎07-19-2012
0 Kudos

GE Money


I have 2 GE Money cards, one for Old Navy and one for Paypal. When I apply for the Old Navy card 5 months ago, they give me the rewards card (not the Visa) because was my first credit experience. They give me $300 credit limit, the next month I apply for Paypal and they give me $400. Now Paypal increase my limit with $900. I want to know If I have more probabilities to be approved with the Old Navy VIsa?

Valued Contributor
Posts: 2,140
Registered: ‎03-30-2012
0 Kudos

Re: GE Money

Seems like the upgrade opportunities are random with GE. The offer will pop up in your account when they feel you're ready, unfortunately

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0 Kudos

Re: GE Money

Usually after a year they do an upgrade.

EQ FICO 548 3/3/16
New Member
Posts: 3
Registered: ‎07-20-2012
0 Kudos

Re: GE Money

I cant wait a year.. I have the Old Navy Rewards and a Walmart (not the Discover).

Starting Score: 620
Current Score: 720
Goal Score: 800

Take the FICO Fitness Challenge

Posts: 17
Registered: ‎07-16-2012
0 Kudos

Re: GE Money

I have the paypal one and although they never increased my limit without asking, I did call in and they increased it from $400 to $1900. It's all automated so I'm sure the old navy card would have the same option. They just ask for the new limit you would like (I asked for $5k) and then your yearly income and then they said they couldn't approve me for $5k but countered with a total of $1.9k. It wouldn't hurt to call in and see if they system has an option for CLI.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.