Reply
Regular Contributor
McArthur
Posts: 249
Registered: ‎12-24-2012
0

GE PP: Minimum Time From Acct. Opening to CLI Request

Seeing all the recent success stories with GE CLIs, I'd like to see mine go from $5k to $10k also.  Problem is that I only opened this account a month ago.  Should I dare call for a CLI?  All things being equal, is there a reasonable chance they'd say yes or is having only one month on the card a non-starter?

Frequent Contributor
OhioCPA
Posts: 471
Registered: ‎03-29-2011
0

Re: GE PP: Minimum Time From Acct. Opening to CLI Request

it's a non-starter. Provided there is usage on the card and low utilization on all of your cards you stand a good chance of a nice increase after four statements have cut.

________________________________________________________________________________
Regular Contributor
McArthur
Posts: 249
Registered: ‎12-24-2012
0

Re: GE PP: Minimum Time From Acct. Opening to CLI Request


OhioCPA wrote:

it's a non-starter. Provided there is usage on the card and low utilization on all of your cards you stand a good chance of a nice increase after four statements have cut.


Thanks!  I should have guessed doubling my CL after only 30 days was just wishful thinking.  I'll just have to be patient.

 

Valued Contributor
navigatethis12
Posts: 1,954
Registered: ‎01-24-2012
0

Re: GE PP: Minimum Time From Acct. Opening to CLI Request

I was successful on Monday in getting a Dillards American Express that was opened on Thursday up to 5000 from 1200. The lady didn't mention anything about the account being so new, she just went ahead and processed it. I was also able to get two credit limit increases(2500-5000, 5000-10000) on an Amazon store card within two months. I spoke with the same lady both times and again, she mentioned nothing about just getting an increase the previous month. If you go through regular customer service (I do), you will get declined by the system. After that, just ask if you can speak to someone about it and they will transfer you over.

Senior Contributor
john398
Posts: 3,526
Registered: ‎01-19-2009
0

Re: GE PP: Minimum Time From Acct. Opening to CLI Request

Just curious which GE card do you have?

Regular Contributor
McArthur
Posts: 249
Registered: ‎12-24-2012
0

Re: GE PP: Minimum Time From Acct. Opening to CLI Request


navigatethis12 wrote:

I was successful on Monday in getting a Dillards American Express that was opened on Thursday up to 5000 from 1200. The lady didn't mention anything about the account being so new, she just went ahead and processed it. I was also able to get two credit limit increases(2500-5000, 5000-10000) on an Amazon store card within two months. I spoke with the same lady both times and again, she mentioned nothing about just getting an increase the previous month. If you go through regular customer service (I do), you will get declined by the system. After that, just ask if you can speak to someone about it and they will transfer you over.


Thanks!  That's nice to hear.  Now if I weren't such a chicken about calling ... .  :smileyembarrassed:

Valued Contributor
kevinjjc
Posts: 1,375
Registered: ‎01-14-2009
0

Re: GE PP: Minimum Time From Acct. Opening to CLI Request

It's possible, just depends on how good your credit is.

 

See my old thread: http://ficoforums.myfico.com/t5/Credit-Cards/Walmart-Discover-approved-amp-initial-CL-recon-success-...

 

I recon'd my initial credit limit of 1,300 -- got it increased to 10,000.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}