08-10-2012 11:17 PM
|Current: Discover Fico 701 10/14 Walmart Fico 689 9/14|
Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014
|Amex Zync(Unicorn) |
Citi Diamond Preferred$6000
08-10-2012 11:33 PM
Are those ge? If that's what the agent said ten I was mistaken. From what I've read here walmart jcpenny and another store were soft pulls and ou could try every four months for a cli
They are GE but when I call the GE numbers listed here, the undewritters tell me they do not handle those accounts and I need to call the number in the back of the cards Particularly, all 3 cards have the same number on the back, which is different than the GE numbers listed btw.
I call and the "thank you for calling GE capital retail bank" script comes along. The CSR submits the CLI request and tells me that by law, GE is required to obtain permission from me to get a copy of my credit report and that such action will generate an inquiry in my CR. CSR tells me they are a bank and don´t have Credit Analysts. After requesting to be transfered to U/W, they need to HP me for an increase...
I might want to get some CLIs with my current cards before applying for something else
08-10-2012 11:35 PM
The GE cards I have that SP for CLI are: Lowes and Walmart. I do not care much about the other ones
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO