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Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008
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GE Question

I just pulled my EQ report an noticed i have a new baddie showing on my CR. A medical collection that i have no clue when or were it came from so i disputed it. If i hit the CLI button on any of my accounts now will this trigger a CLD?


Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Epic Contributor
Creditaddict
Posts: 22,064
Registered: ‎10-23-2007
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Re: GE Question

CLI button should be an internal history based on payment not a new credit check so should already be in the system to give it to you or not.
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008
0

Re: GE Question


Creditaddict wrote:
CLI button should be an internal history based on payment not a new credit check so should already be in the system to give it to you or not.

 

I thought when they approve you for a CLI they always soft you?

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Epic Contributor
Creditaddict
Posts: 22,064
Registered: ‎10-23-2007
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Re: GE Question

I don't know, have not noticed because I usually only by fico reports so can't see the softs
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008
0

Re: GE Question


Creditaddict wrote:
I don't know, have not noticed because I usually only by fico reports so can't see the softs

 

Yeah i can see mine from my EQ credit file online not sure if it's before or after they give u the CLI.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Epic Contributor
Creditaddict
Posts: 22,064
Registered: ‎10-23-2007
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Re: GE Question

I almost think the system softs you each month or every 4 months whatever CLI intervals are and then loads the cli into the system so when you click it's either there or not.

but would be interesting to actually know and you probably can't get that info from GE employees since they have SO LITTLE power to do anything. 

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008
0

Re: GE Question


Creditaddict wrote:

I almost think the system softs you each month or every 4 months whatever CLI intervals are and then loads the cli into the system so when you click it's either there or not.

but would be interesting to actually know and you probably can't get that info from GE employees since they have SO LITTLE power to do anything. 


They soft me like every month for some reason.


Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008
0

Re: GE Question

Just hit the Luv button for Sam's Declined! lol GE is so wack!

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge

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