Reply
Valued Contributor
Posts: 2,266
Registered: ‎07-23-2012
0

Re: GE Question

Are those ge? If that's what the agent said ten I was mistaken. From what I've read here walmart jcpenny and another store were soft pulls and ou could try every four months for a cli
Current: Discover Fico 701 3/15 Walmart Fico 684 1/15

Inquiries (24 Months): EQ 5 TU 1 EX 1 | Most Recent: 03/23/2015
Over 12 Months:6


2014 Goals:
Lower Utility
15% right now, but going up soon :smileysad:
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$6400
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Established Contributor
Posts: 869
Registered: ‎07-04-2012
0

Re: GE Question

 


OlegWasHere wrote:
Are those ge? If that's what the agent said ten I was mistaken. From what I've read here walmart jcpenny and another store were soft pulls and ou could try every four months for a cli


.

They are GE but when I call the GE numbers listed here, the undewritters tell me they do not handle those accounts and I need to call the number in the back of the cards Particularly, all 3 cards have the same number on the back, which is different than the GE numbers listed btw.

I call and the "thank you for calling GE capital retail bank" script comes along. The CSR submits the CLI request and tells me that by law, GE is required to obtain permission from me to get a copy of my credit report and that such action will generate an inquiry in my CR. CSR tells me they are a bank and don´t have Credit Analysts. After requesting to be transfered to U/W, they need to HP me for an increase...

 

I might want to get some CLIs with my current cards before applying for something else

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Established Contributor
Posts: 869
Registered: ‎07-04-2012
0

Re: GE Question

The GE cards I have that SP for CLI are: Lowes and Walmart. I do not care much about the other ones :smileyhappy:

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.