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Established Contributor
Posts: 772
Registered: ‎02-17-2011
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GE Upgrade Question

How long does it take for GE to close your gap store and merge with Gap Visa?  I have had the VISA for a week and the statement just cut on both cards.  So now I have to pay the store card and the VISA card.  Both accounts are still open with and active credit line. 

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Valued Contributor
Posts: 1,486
Registered: ‎10-15-2011
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Re: GE Upgrade Question


texasman07 wrote:

How long does it take for GE to close your gap store and merge with Gap Visa?  I have had the VISA for a week and the statement just cut on both cards.  So now I have to pay the store card and the VISA card.  Both accounts are still open with and active credit line. 


I don't have this card, but if they don't close it don't worry.  With the two accounts it will make your score better over time.  If they do combine it that will retain the AAoA, hopefully if they report it properly, and that will help your score stay what it is.  The Visa card has a bigger impact on your score than a department store card.  The two accounts separate will lower your utilization which is also good.

 


I swear I am going right to the Garden...... Hopefully to stay there longer than a month this time......

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