Reply
Established Contributor
MsLadyRover
Posts: 727
Registered: ‎03-14-2012

Re: GE Upgrades

My Walmart Discover upgrade took 4 years.



Starting Score: 639 (Walmart TU)
Current Score: TU 688 (myFICO) EX 679 (Credit Sesame) EQ 660 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: GE Upgrades

I got my Wmt Discvr upgrade after two full years.
However, I NEVER paid late, consistently asked for CLIs. Started at $800 May 2010.. Got to $2,400 w the store, then May 2012 upgraded to Discover with $2500 limit. Scores were around 640, but 676 according to a GECRB SP in April.
Then like last week, I called them and got a CLI from $2500 to $5000!
Same time frame/pmt history to get my BR Visa, which now has a $7k limit.
Orginally, my BR card had a measly $400 limit, then went to $700, then $900, then $1400, then $2k, then $3k when it got upgraded and last week, I got 'er up to $7,000!! Yayuh! These cards DO upgrade. Stay patient and ALWAYS pay on time no matter what!
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Frequent Contributor
atarvuzdar
Posts: 307
Registered: ‎01-20-2012

Re: GE Upgrades

That's phenomenal, way to go! I'll cross my fingers that my cards grow as well as yours did!

Current: EQ 660 March2013 / TU 696 April2013 (Walmart)
Start: EQ 584 Feb2012 / TU 629 July2012

Wallet: Discover It $1000 / CapOne NHRC $1500 / CapOne Platinum $1500 / eBay MC $2000 / Orchard $400 / Amex Zync $500 Autopay / Walmart $2000 / Amazon $1000 / Lowe's $1500 / JCP $2200
New Contributor
baronofthenorth
Posts: 71
Registered: ‎03-19-2011

Re: GE Upgrades

The Chevron/Texaco does not seem to upgrade, ever.  It might have years ago, but the CSR's I have called on three different occasions have indicated no path to upgrade, must be a new app.  Read the horror stories on the forum about people trying to do just what the CSR's recommended and ending up with 2 store cards accounts.  Very frustrating.

EQ FICO 695 (4/26/2012)
TU FAKO CK 723
Lender Pulls (for mortgage) 12/03/2012 - 698 EQ, 729 TU, 721 EX
Business Cards: Discover Business Miles and US Bank FlexPerks Cash Rewards
Personal Cards: Capital One, Chase Freedom, Chase Amazon, Wells Fargo Rewards, Amex Zync NPSL, Target, Chevron/Texaco Store Card and VISA, CareCredit
Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: GE Upgrades

Thanks!! I bet you can do the same!
Baron- I was beginning to wonder if it would! Meh, it's weird that I had the BR Visa when I apped for my Chevron and still got just the storw card :-/

Yeah, I applied for the Dillard's Amex, since I already have the Dillard's store card per a CSR, and wound up with a denied App and HP "application already approved" ...still baffled by that one!!
I'd rather sit it out then waste a hard pull!!

On another note, at least my Chevron limit is at $1,500!

I'm a littl ADD obviously haha.
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Mega Contributor
LS2982
Posts: 14,365
Registered: ‎04-09-2011

Re: GE Upgrades

I've had my WM store card for 9 months with a 1,500CL. Anyone ever get the upgrade offer before the yearmark?



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 721 5/16/2013
Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: GE Upgrades

I'd work on getting that CL over 2k LS, then maybe you can get an upgrade...
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+