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GE Upgrades

Valued Contributor

Re: GE Upgrades

My Walmart Discover upgrade took 4 years.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Message 21 of 27
Senior Contributor

Re: GE Upgrades

I got my Wmt Discvr upgrade after two full years.
However, I NEVER paid late, consistently asked for CLIs. Started at $800 May 2010.. Got to $2,400 w the store, then May 2012 upgraded to Discover with $2500 limit. Scores were around 640, but 676 according to a GECRB SP in April.
Then like last week, I called them and got a CLI from $2500 to $5000!
Same time frame/pmt history to get my BR Visa, which now has a $7k limit.
Orginally, my BR card had a measly $400 limit, then went to $700, then $900, then $1400, then $2k, then $3k when it got upgraded and last week, I got 'er up to $7,000!! Yayuh! These cards DO upgrade. Stay patient and ALWAYS pay on time no matter what!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 22 of 27
Frequent Contributor

Re: GE Upgrades

That's phenomenal, way to go! I'll cross my fingers that my cards grow as well as yours did!

Citi Double Cash $16,600 / BofA Cash Rewards Visa Sig $11,000 / Barclaycard Rewards $8,900 / CapOne Platinum $7,450 / BofA BankAmericard Visa $6,500 / eBay MC $5,800 / Discover It $5,000 / Chase Freedom $1,500 / Lowe's $8,500 / JCP MC $6,500 / Walmart $5,000 / Amazon $4,100
Message 23 of 27
New Contributor

Re: GE Upgrades

The Chevron/Texaco does not seem to upgrade, ever.  It might have years ago, but the CSR's I have called on three different occasions have indicated no path to upgrade, must be a new app.  Read the horror stories on the forum about people trying to do just what the CSR's recommended and ending up with 2 store cards accounts.  Very frustrating.

EQ FICO 695 (4/26/2012)
TU FAKO CK 723
Lender Pulls (for mortgage) 12/03/2012 - 698 EQ, 729 TU, 721 EX
Business Cards: Discover Business Miles and US Bank FlexPerks Cash Rewards
Personal Cards: Capital One, Chase Freedom, Chase Amazon, Wells Fargo Rewards, Amex Zync NPSL, Target, Chevron/Texaco Store Card and VISA, CareCredit
Message 24 of 27
Senior Contributor

Re: GE Upgrades

Thanks!! I bet you can do the same!
Baron- I was beginning to wonder if it would! Meh, it's weird that I had the BR Visa when I apped for my Chevron and still got just the storw card :-/

Yeah, I applied for the Dillard's Amex, since I already have the Dillard's store card per a CSR, and wound up with a denied App and HP "application already approved" ...still baffled by that one!!
I'd rather sit it out then waste a hard pull!!

On another note, at least my Chevron limit is at $1,500!

I'm a littl ADD obviously haha.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 25 of 27
Mega Contributor

Re: GE Upgrades

I've had my WM store card for 9 months with a 1,500CL. Anyone ever get the upgrade offer before the yearmark?



EQ FICO 548 3/3/16
Message 26 of 27
Senior Contributor

Re: GE Upgrades

I'd work on getting that CL over 2k LS, then maybe you can get an upgrade...
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 27 of 27