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GE/WALMART APP QUESTION

Established Contributor

GE/WALMART APP QUESTION

I applied for the walmart cc and was told I was denied and to wait for the letter to come in the mail as to the reasons why. Well I got that letter yesterday. This is what is say.

Using public info they couldnt locate my SS#, phone, and address. Seriously. So how did I get approved for all my other ccs then? It states they didnt pull my credit report so they cant provide me a score. Bunch of BS as they are clearly listed as a inq on my TU..

 

What can I do about this?

Message 1 of 19
18 REPLIES
Valued Contributor

Re: GE/WALMART APP QUESTION

Call for a recon. This is one of the reason why many people on here applied at the store.

 

Recon for sure. You got this! Smiley Wink

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 2 of 19
Valued Contributor

Re: GE/WALMART APP QUESTION

LookLooks at the recon number on sticky thread.......Work like magic......better luck


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 3 of 19
Established Contributor

Re: GE/WALMART APP QUESTION

I tried that yestersday. They dont do recons and additionally my app is closed so they are unable to see any info. Thats weird in itself to me considering I appd on the 6th of nov and got the letter yesterday.

Message 4 of 19
Valued Contributor

Re: GE/WALMART APP QUESTION

Try different number I guess..........don't waste an inquiry .........that's 5 credit score there lol


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 5 of 19
Established Contributor

Re: GE/WALMART APP QUESTION

I love you guys. I just called again. They said they couldnt verify my telephone #. They sent a text and it never came through. She hung up and called backed. When she called backed she said Congrats you are approved for 1.5k discover. I almost jumped out the window I was so happy. Yay me

Message 6 of 19
Valued Contributor

Re: GE/WALMART APP QUESTION

Nice, Congrats! Glad you kept trying! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 7 of 19
Valued Contributor

Re: GE/WALMART APP QUESTION

Wow! Congrats!!

 

Never be afraid to recon.  I'm so afraid of rejection, I almost didn't call in for my WalMart app and all they ended up needing was to ask me the verification questions!  I would have been miserable for...7-10 days.

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 8 of 19
Moderator Emeritus

Re: GE/WALMART APP QUESTION

Congrats!!! I agree that you have nothing to lose with a recon, and everything to possibly gain. Enjoy your new card. Smiley Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 9 of 19
Established Contributor

Re: GE/WALMART APP QUESTION

I am never afraid to recon. I tried it 3 times yesterday to no avail. After the encouragemnt from you all I went all in for a 4th try. 3rd time isnt always a charm but the 4th time just might be.

 

 

Message 10 of 19