11-14-2012 07:23 AM
I applied for the walmart cc and was told I was denied and to wait for the letter to come in the mail as to the reasons why. Well I got that letter yesterday. This is what is say.
Using public info they couldnt locate my SS#, phone, and address. Seriously. So how did I get approved for all my other ccs then? It states they didnt pull my credit report so they cant provide me a score. Bunch of BS as they are clearly listed as a inq on my TU..
What can I do about this?
11-14-2012 07:25 AM
Call for a recon. This is one of the reason why many people on here applied at the store.
Recon for sure. You got this!
11-14-2012 07:28 AM
LookLooks at the recon number on sticky thread.......Work like magic......better luck
11-14-2012 07:30 AM
I tried that yestersday. They dont do recons and additionally my app is closed so they are unable to see any info. Thats weird in itself to me considering I appd on the 6th of nov and got the letter yesterday.
11-14-2012 07:52 AM
Try different number I guess..........don't waste an inquiry .........that's 5 credit score there lol
11-14-2012 08:17 AM
I love you guys. I just called again. They said they couldnt verify my telephone #. They sent a text and it never came through. She hung up and called backed. When she called backed she said Congrats you are approved for 1.5k discover. I almost jumped out the window I was so happy. Yay me
11-14-2012 08:29 AM
Never be afraid to recon. I'm so afraid of rejection, I almost didn't call in for my WalMart app and all they ended up needing was to ask me the verification questions! I would have been miserable for...7-10 days.
|Chase Freedom $9500|
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
|Lowe's CC $8500|
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
11-14-2012 08:33 AM
Congrats!!! I agree that you have nothing to lose with a recon, and everything to possibly gain. Enjoy your new card.
11-14-2012 08:34 AM
I am never afraid to recon. I tried it 3 times yesterday to no avail. After the encouragemnt from you all I went all in for a 4th try. 3rd time isnt always a charm but the 4th time just might be.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.