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GE Walmart CLI question

Valued Member

GE Walmart CLI question

I just got a GE Walmart card with the initial CL of $900.  I was wondering if I could call GE and request an immediate CLI? If so which number would be best?

 

Thanks

Mark



Starting Score: 595
Current Score: EX 690 TU 682 EQ 661 Walmart Fico 684
Goal Score: 700 across the board


Take the myFICO Fitness Challenge
Message 1 of 12
11 REPLIES
Mega Contributor

Re: GE Walmart CLI question

The sticky at the top of the page backdoor numbers under GECRB Credit Solutions. You can try but you may have to wait.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $13.5k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.85k / Citi DC (WMC) $7.1k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 12
Valued Contributor

Re: GE Walmart CLI question


rock_lobster wrote:

I just got a GE Walmart card with the initial CL of $900.  I was wondering if I could call GE and request an immediate CLI? If so which number would be best?

 

Thanks

Mark


if you just got your card, call the number in the backdoor number thread...gl! Smiley Happy



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 3 of 12
Valued Member

Re: GE Walmart CLI question

I just called...no dice Smiley Sad  Asked for 3K!

 

So when should I try again...is it the 4th statement rule?

 

 



Starting Score: 595
Current Score: EX 690 TU 682 EQ 661 Walmart Fico 684
Goal Score: 700 across the board


Take the myFICO Fitness Challenge
Message 4 of 12
Mega Contributor

Re: GE Walmart CLI question

That seems to be the consensus wait a couple days after fourth statement posts.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $13.5k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.85k / Citi DC (WMC) $7.1k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 12
Valued Contributor

Re: GE Walmart CLI question

Fourth statement. Others report great results, mine have been underwhelming. I went from $750 to $1700 in a year, however I didn't have much usage after the first six months. Some report much more than that over the course of a year. Free FICO is nice though!
  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 6 of 12
Valued Contributor

Re: GE Walmart CLI question


Jutz wrote:
Fourth statement. Others report great results, mine have been underwhelming. I went from $750 to $1700 in a year, however I didn't have much usage after the first six months. Some report much more than that over the course of a year. Free FICO is nice though!

Mine have been as well bro. I got denied for a cli like 40 times. I have been approved 6 times. I got a cli around the 4th or 5th statement from 700 to 1200. Then a bunch of denials (probably 30); then one day (less than 2 weeks ago) I got my highest wal mart TU score ever (725 up from 720). So I hit the luv button and it worked--taking me up to 1600. So I immediately call credit solutions. I wanted to be conservative because they reject me so often, so I asked for 4k. It got approved, so I decided that I would call and ask for more the next morning--approved again for 6k. I posted about it here and I was told that I should have asked for 10k, so once I was convinced I decided that I'll just ask for 10k in the morning--which I did, and got approved. I decided to stop there--though it's tempting to call them back and ask for 15k.

 

My first year of having the card is in 4 days.



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 7 of 12
Valued Contributor

Re: GE Walmart CLI question

Whoa, that's pretty awesome. Mine jumped to 1700 from the luv button a couple of weeks ago. You think it's worth calling in again now? Or has it been too long. My walmart TU is up to 695
  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 8 of 12
Frequent Contributor

Re: GE Walmart CLI question

When I got mine last year initial CL was $1200. About the months later they game me an auto CLI to $2400. Nothing since then and haven't bothered to request one.
NFCU Cash Rewards | CSP | WalMart MC | Target Red Visa | Citi Costco | AMEX BCE
Message 9 of 12
Established Contributor

Re: GE Walmart CLI question

Received my Walmart Discover card about 2 months ago and called the backdoor number to request a higher line... after a few questions and answers, approved for 10k :-)

FICO: EX: 763 (12/16); TU: 786 (12/16); EQ 731 (12/16)
Amex Blue Cash Preferred | Amex SimplyCash Plus | Chase Amazon Prime VS | Chase Freedom VS | Discover IT | Penfed Power Cash Rewards VS | Sams Club MC | USAA Limitless Rewards PV
Message 10 of 12