Reply
Valued Contributor
creditnocash
Posts: 1,975
Registered: ‎07-23-2012

Re: GE Walmart CLI

what's the usual increase? 

mine is 800(initial) 

was thinking about asking for 2k?(proabably counter with 1500)

end of october will be 4 months since opening. 

 

ive put on about 200 all pif before statement cuts. 

Current: EQ FICO 675, TU FICO 692, Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
New Contributor
migo13
Posts: 68
Registered: ‎08-17-2012

Re: GE Walmart CLI

I think it depends on your scores and report. If you read the earlier posts, asking for double your current limit seems to be standard.


FICO:EX 690 (2/23/13 AMEX) |EQ 651 (1/29/13 NFCU) |TU 677 (2/25/13 WALMART)
FAKO: EX 762|EQ 639|TU 717 (2/25/13 USAA CreditCheck Monitoring)
Valued Contributor
creditnocash
Posts: 1,975
Registered: ‎07-23-2012

Re: GE Walmart CLI


migo13 wrote:

I think it depends on your scores and report. If you read the earlier posts, asking for double your current limit seems to be standard.


well i got a letter today from my bank on why i was denied my odp line. 

 

said my account history wasnt long enough (okay dropped from 1.7 years to 8 months) 

 

but tu score they listed was 724. 

havent apped for anything since. 

just changes from balances. 

 

i just want to ask enough to get a good limit but not have a hard pull. or have to send in verification taxes. as my new job (4 months) i havent filed for them yet. 

Current: EQ FICO 675, TU FICO 692, Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
New Contributor
migo13
Posts: 68
Registered: ‎08-17-2012

Re: GE Walmart CLI

It's always a soft pull with that number. Maybe itsrod will chime in and give you some advice, I'm pretty new to this.


FICO:EX 690 (2/23/13 AMEX) |EQ 651 (1/29/13 NFCU) |TU 677 (2/25/13 WALMART)
FAKO: EX 762|EQ 639|TU 717 (2/25/13 USAA CreditCheck Monitoring)
Regular Contributor
bobebob
Posts: 179
Registered: ‎08-14-2011

Re: GE Walmart CLI

The automated CLI button on the website wouldn't work.  

 

So I called the contact number on the site. 

 

My orig CL was $1300.  Asked for and got a CLI @ 6months to $2800.

 

This time I asked for CLI to $5000 and was instantly approved for $5800. 

 

It's good to have high scores. :smileyhappy:

 

bobebob || Feb: My FICO SW EQ = 795 ||Feb: Walmart TU Fico=808
Goal = FICO's>800 || In my wallet: CostcoAmEx(20k), DCU Visa Platinum (10k), BoA Visa Signature (17.1k), Walmart Discover (5.8k), AmEx Corporate (5k). All PIF every month.
New Contributor
migo13
Posts: 68
Registered: ‎08-17-2012

Re: GE Walmart CLI


bobebob wrote:

The automated CLI button on the website wouldn't work.  

 

So I called the contact number on the site. 

 

My orig CL was $1300.  Asked for and got a CLI @ 6months to $2800.

 

This time I asked for CLI to $5000 and was instantly approved for $5800. 

 

It's good to have high scores. :smileyhappy:

 


Nice! Was the $5800 increase a web request or call in?


FICO:EX 690 (2/23/13 AMEX) |EQ 651 (1/29/13 NFCU) |TU 677 (2/25/13 WALMART)
FAKO: EX 762|EQ 639|TU 717 (2/25/13 USAA CreditCheck Monitoring)
Regular Contributor
bobebob
Posts: 179
Registered: ‎08-14-2011

Re: GE Walmart CLI


migo13 wrote:

bobebob wrote:

The automated CLI button on the website wouldn't work.  

 

So I called the contact number on the site. 

 

My orig CL was $1300.  Asked for and got a CLI @ 6months to $2800.

 

This time I asked for CLI to $5000 and was instantly approved for $5800. 

 

It's good to have high scores. :smileyhappy:

 


Nice! Was the $5800 increase a web request or call in?




It was a call in.  I tried to use the button, but it wouldn't work. 

 

I had to confirm some info over the phone.

bobebob || Feb: My FICO SW EQ = 795 ||Feb: Walmart TU Fico=808
Goal = FICO's>800 || In my wallet: CostcoAmEx(20k), DCU Visa Platinum (10k), BoA Visa Signature (17.1k), Walmart Discover (5.8k), AmEx Corporate (5k). All PIF every month.
Regular Contributor
jnkp2001
Posts: 133
Registered: ‎01-04-2012

Re: GE Walmart CLI

[ Edited ]

Just got a Walmart CC yesterday with $400.00 CL.  Thanks to this board.  

FICO EQ: 633 8/15/12
lender pulled 11/3/12 EQ 661 TU 650 EX598
credit Karma 674 credit sesame: 663
B/K discharged 2/2006......closed 8/2012

May your limits be high and your balances low!

Mega Contributor
LS2982
Posts: 15,095
Registered: ‎04-09-2011

Re: GE Walmart CLI


jnkp2001 wrote:

Just got a Walmart CC yesterday with $400.00 CL.  Thanks to this board.  


CONGRATS!!

 




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 684 / EQ FICO 664 / TU08 FICO 687 / TU98 FICO 672 / TU VS 711 6/16/2013
Mega Contributor
LS2982
Posts: 15,095
Registered: ‎04-09-2011

Re: GE Walmart CLI


creditnocash wrote:

what's the usual increase? 

mine is 800(initial) 

was thinking about asking for 2k?(proabably counter with 1500)

end of october will be 4 months since opening. 

 

ive put on about 200 all pif before statement cuts. 


They may double you up to $1600 as long as your fies are looking good.

 




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 684 / EQ FICO 664 / TU08 FICO 687 / TU98 FICO 672 / TU VS 711 6/16/2013

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+