09-30-2012 08:25 PM
Well I have a Sam's Club and I asked about the Discover and she told me it had nothing to do with how high your limit is on the store card. How did you get the upgrade? She told me it would appear on my online account when they upgrade me, it was nothing I could do. And yes, I could spend a lot of money at Walmart too.
09-30-2012 08:26 PM
any time with gemb or ge caapital retail bank as its called now is a soft pull,only when you first apply is when its a hard pull
call that under writting number every 2 or 3 months ask double what ever your credit limit is my walmart is just over a year old
it started at $700.00 my lowes is 10 months old it started in jan 2012 at $500.00 use it pay it off, now look at them 10,000.00
old navy is only 13 months old,so basically no matter what you start with in a year you can be at $10,000.00 with them if
you pay in full and have ok credit i guess,i have a clean report transunion fico score is 750 ish
09-30-2012 08:29 PM
i was only told that about the lowes visa by customer service so im not 100 percent sure either he told
me they still do it once a year so you may be right
09-30-2012 08:41 PM
Maybe so, i hope customer service is telling the truth. A Lowes Visa would be cool.
09-30-2012 08:46 PM
emptypockets wrote:Maybe so, i hope customer service is telling the truth. A Lowes Visa would be cool.
AFAIK GE does not issue Lowes Visa anymore. Hopefully someone can chime in on it.
09-30-2012 08:53 PM
well with 10k limits im sure my score will rocket to 750 as well. according to sw eq mine is 708 right now but thats with 11% util. ill have maybe 900 report depending on how fast i get my mileage reimbursment check. otherwise only like 425 out of 12k unless i get the cli from ge. will be asking macys and best buy in december.
| Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13) Starting total revolving credit: $2600 | Current total revolving credit: $21,600 Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012 | Freedom Signature Costco:True Earnings | Amex Zync(Unicorn) Chase Freedom$1500 Citizens Mastercard$5000 |
09-30-2012 08:54 PM
I was at lowes a few weeks ago they had a big bilboard up front that said
something about using your lowes visa it had a lowes visa logo on it ,
but no were is there to apply for it so i called lowes and they told me they still
issue it one time ayear to few select I no they use to offer it years ago but to be honest
with you i have never seen the damn thing any were no one i no has a lowes visa i was also told by them butt heads that $10,000.00
was the max limit for a lowes card but my dad had $12000.00 lowes and i have seen other post with higher than 10 grand on
here so who knows
10-01-2012 01:18 AM
A $10,000 WalMart card would be a piece of Heaven for me personally. I can always find something to buy there!
10-01-2012 04:21 PM
hmm so apped for cli yesterday over phone denied due to not available this time.
just called spoke to a rep who said she was fowarding my request to credit soulitions department or something like that
asked for 3k current limit 800.
i have a bunch of inquries but other then that nothing bad on my reports.
wonder what this means now.
| Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13) Starting total revolving credit: $2600 | Current total revolving credit: $21,600 Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012 | Freedom Signature Costco:True Earnings | Amex Zync(Unicorn) Chase Freedom$1500 Citizens Mastercard$5000 |
10-01-2012 04:23 PM
creditdreamera wrote:A $10,000 WalMart card would be a piece of Heaven for me personally. I can always find something to buy there!
Thats alot of credit to have at a walmart. Not real sure why they would get that high with it except on the Discover version. ![]()

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