masscredit wrote:Ok, as noted above, I called for a CLI after 3 months instead of 4 and got shot down. So I waited until my 4th statement posted then spoke to an underwriter. Got denied! A letter arrived a week later. It said that I didn't have enough time with my current credit limit. Could that be because they gave me an auto- CLI after 2 months so I have to wait until 4 months after that? I've been using and paying the card down/off monthly.
Happy to hear that a SAMs club will be going up near me and they will be selling gas. Good use for the card!
this isn't nessecarily true.
i got denied by the auto cli and called back the next day and spoke to the uw directly.. and got approved. a week later i got two letters
one was i was denied of limit being too new and the other congratulating me on my increase.
I know this is an older post, but I was enjoying the late night reading. So, I have had my Walmart store card (700 CL) since November. I used it during Christmas and made payments in Dec. and Jan. before paying the balance off in Feb. Instead of just waiting to call the backdoor number, I hit the luv button people speak of. I received a slight increase to an even 1k, but hey, it's the middle of the night. Not sure if I will call the number later today to ask for more, or just wait a few months now. I am still in the process of rebuilding so the increase is better than denied.
VirtualCuriosity wrote:I know this is an older post, but I was enjoying the late night reading. So, I have had my Walmart store card (700 CL) since November. I used it during Christmas and made payments in Dec. and Jan. before paying the balance off in Feb. Instead of just waiting to call the backdoor number, I hit the luv button people speak of. I received a slight increase to an even 1k, but hey, it's the middle of the night. Not sure if I will call the number later today to ask for more, or just wait a few months now. I am still in the process of rebuilding so the increase is better than denied.
Were you over the 4 month mark when you hit the luv button?
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