Credit Cards

[score_building]

---

LS2982 wrote:

---

creditnocash wrote:

what's the usual increase? 

mine is 800(initial) 

was thinking about asking for 2k?(proabably counter with 1500)

end of october will be 4 months since opening. 

ive put on about 200 all pif before statement cuts. 

---

They may double you up to $1600 as long as your fies are looking good.

---

+1 could calll a UW now for an increase, unless prefer to wait the 4 months for eligiblity to request via the automated telephonic system.

[creditnocash]

the only thing that has changed is aaoa dropped. 

but both walmart and american eagle (ge cards are pif and 0 balance since july of this year)

walmart i put about 200 through and ae i put about 450-500 (getting a 40% off coupon to spend even more money) 

i think ill call right now lol... debating it. asking for 3k on walmart (800 right now) and 2500 on ae (not expecting it but i wasnt expecting macys to give me 3.5k limit ethier)

btw i clicked on it for giggles on the website after my statement posted and they both said that online they are not doing cli via that and to call the number on the back of my card. 

[journey258]

Ask for $3k and let them counter that. I was instantly approved for the $2k I asked for. Starting limit $800 as well. 

[creditnocash]

---

journey258 wrote:

Ask for $3k and let them counter that. I was instantly approved for the $2k I asked for. Starting limit $800 as well. 

---

just called walmart and asked for 3k with 32k income. auto system denied because my account was not eligible for increase at this time and will send a letter =/ 

im thinking still too new. reporting as open since july '12 same as ae. i think ill just wait until november or december so i can say ill be making giant purchases 

[journey258]

---

creditnocash wrote:

---

journey258 wrote:

Ask for $3k and let them counter that. I was instantly approved for the $2k I asked for. Starting limit $800 as well. 

---

just called walmart and asked for 3k with 32k income. auto system denied because my account was not eligible for increase at this time and will send a letter =/ 

im thinking still too new. reporting as open since july '12 same as ae. i think ill just wait until november or december so i can say ill be making giant purchases 

---

I got the same automated message Friday. Called the underwriting # under backdoor numbers and live rep ran it again while I was online. 

[creditnocash]

---

journey258 wrote:

---

creditnocash wrote:

---

journey258 wrote:

Ask for $3k and let them counter that. I was instantly approved for the $2k I asked for. Starting limit $800 as well. 

---

just called walmart and asked for 3k with 32k income. auto system denied because my account was not eligible for increase at this time and will send a letter =/ 

im thinking still too new. reporting as open since july '12 same as ae. i think ill just wait until november or december so i can say ill be making giant purchases 

---

I got the same automated message Friday. Called the underwriting # under backdoor numbers and live rep ran it again while I was online. 

---

the first or second number? 
and what do you mean while you were online? 

it was still soft pull right?

ohh and idk if theyd be open now sunday night at 8pm(here)

edit2  called first backdoor number and got auto summary of my account.... guess they are closed or do i have to say underwriting when it asks me what i want to do lol

[score_building]

Did you try calling a U/W 1-877-379-8173 or just the regular number?

[creditnocash]

---

score_building wrote:

Did you try calling a U/W 1-877-379-8173 or just the regular number?

---

i called Wal-Mart Underwriting:  877-294-7548       which is listed in the backdoor numbers thread 

also 877-294-8770 is listed. 

ill just try tommorrow. 

have a 2 hour drive one way so i got some time to kill. 

[journey258]

---

the first or second number? 
and what do you mean while you were online? 

it was still soft pull right?

ohh and idk if theyd be open now sunday night at 8pm(here)

edit2  called first backdoor number and got auto summary of my account.... guess they are closed or do i have to say underwriting when it asks me what i want to do lol

' 

Sorry, meant to say "on the line. I was about 7pm eastern when I called. And it was the number that actually says underwriting on the thread. Try in the morning. Good luck to you!

[911gt34life]

i have about 4200 has any able get over 10K with this card ?