Frequent Contributor
Posts: 358
Registered: ‎06-25-2012

Re: GE Walmart soft limit cap

[ Edited ]

mtrsprt wrote:

If you need/want a $6000.00 credit line for Walmart, somethings wrong.  Why anyone would want that is beyond me.

  • You can use the card like a charge card and not worry about the balance reporting since it will be so low compared to the limit
  • You can take advantage of "No interest if paid in full within X months" promotions on big-ticket items
  • You can use it at Sam's Club to buy inventory (and again treat it like a charge card)


EDIT: Check out the 24-month promotion they're running right now on electronics.


Frequent Contributor
Posts: 455
Registered: ‎01-04-2012

Re: GE Walmart soft limit cap

I love walmart and it's a gr8 card to have regardless if u have a small or high limit and I love the perks:smileyhappy:

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.