Last time I spoke with a GE underwriter, he told me that the normal limit cap on the GE Walmart store card is $6,000. This means that no automated or manually requested CLI can get your limit over this amount. The underwriters can go higher on a per-case basis, but this may explain (A) why some of us couldn't get a manual or auto-CLI over $6,000, and (B) why some people's limits were lowered when upgrading to the Walmart Discover.
Mine was stuck at $6k before I went through underwriting. I would have never known to do this if I hadn't seen everyone else's super-high GE limits on this forum. Personally, I like to know as much about the whole credit process as possible, so I thought you all might find this information interesting.
Does anyone know what the soft caps are on other GE cards?
SwampSystems wrote:Last time I spoke with a GE underwriter, he told me that the normal limit cap on the GE Walmart store card is $6,000. This means that no automated or manually requested CLI can get your limit over this amount. The underwriters can go higher on a per-case basis, but this may explain (A) why some of us couldn't get a manual or auto-CLI over $6,000, and (B) why some people's limits were lowered when upgrading to the Walmart Discover.
Mine was stuck at $6k before I went through underwriting. I would have never known to do this if I hadn't seen everyone else's super-high GE limits on this forum. Personally, I like to know as much about the whole credit process as possible, so I thought you all might find this information interesting.
Does anyone know what the soft caps are on other GE cards?
another forum member posted they got to 10k with a soft pull.
im currently at 5k so i cant say i wouldnt be able too.
in a few months ill ask for another cli.
and ill ask for 8k
its a store card.
flowfaster wrote:
creditnocash wrote:
SwampSystems wrote:Last time I spoke with a GE underwriter, he told me that the normal limit cap on the GE Walmart store card is $6,000. This means that no automated or manually requested CLI can get your limit over this amount. The underwriters can go higher on a per-case basis, but this may explain (A) why some of us couldn't get a manual or auto-CLI over $6,000, and (B) why some people's limits were lowered when upgrading to the Walmart Discover.
Mine was stuck at $6k before I went through underwriting. I would have never known to do this if I hadn't seen everyone else's super-high GE limits on this forum. Personally, I like to know as much about the whole credit process as possible, so I thought you all might find this information interesting.
Does anyone know what the soft caps are on other GE cards?
another forum member posted they got to 10k with a soft pull.
im currently at 5k so i cant say i wouldnt be able too.
in a few months ill ask for another cli.
and ill ask for 8k
its a store card.
I went from 5k to 10K with a soft pull but that is not what the OP is talking about. Every Walmart CLI attemt is a soft pull. He is talking about getting over 6k without talking to underwriting.
ok i got you.
yeah i went 800 to 3k without uw.
for the 5k i called the back door number though.
just curious flow whats your income. im kind of weary of asking for a 10k limit with a 32k income.
Starting Score: 521 TU, 622 EQ on 6/20/2011
Maybe 2k tops
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