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GE cards CLI question

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kobe2012
Established Contributor

GE cards CLI question

I am kinda confused with GE cli every 4 months..... do I request 4 months from the day I got approved or the day after the 4th statement??? can anyone verify please


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 1 of 13
12 REPLIES 12
jamesdwi
Valued Contributor

Re: GE cards CLI question

wait till after the fourth statement to be safe, A bit longer is better because it can get you a bigger CLI. The only thing that works fast with credit is derogs, growth take time. Sometimes they even give you autoCLI's if you wait a couple extra months and those feel even better because you know you weren't just boarderline. 

 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 2 of 13
cd2004
Regular Contributor

Re: GE cards CLI question

i was wondering about this too...i opened my 2 GE accts in May and had bills due june& july. i checked my acct and only 1 statement has cut which is dated Aug 3rd. So my 4th will be in Dec just in time for christmas.

Current 3B scores May 2022: EQ: 806 TU: 798 EX: 797
Message 3 of 13
kobe2012
Established Contributor

Re: GE cards CLI question


@jamesdwi wrote:

wait till after the fourth statement to be safe, A bit longer is better because it can get you a bigger CLI. The only thing that works fast with credit is derogs, growth take time. Sometimes they even give you autoCLI's if you wait a couple extra months and those feel even better because you know you weren't just boarderline. 

 

 


Since i got a auto increase with only the second statement on my walmart n chevron,  will i be able to request one next month on my 4th statement?


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 4 of 13
jamesdwi
Valued Contributor

Re: GE cards CLI question


@kobe2012 wrote:

@jamesdwi wrote:

wait till after the fourth statement to be safe, A bit longer is better because it can get you a bigger CLI. The only thing that works fast with credit is derogs, growth take time. Sometimes they even give you autoCLI's if you wait a couple extra months and those feel even better because you know you weren't just boarderline. 

 

 


Since i got a auto increase with only the second statement on my walmart n chevron,  will i be able to request one next month on my 4th statement?


You can check but I would doubt it. GE favorite excuse for denial is "Not Enough experience with current Credit L,imit"  

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 5 of 13
LS2982
Mega Contributor

Re: GE cards CLI question


@kobe2012 wrote:

I am kinda confused with GE cli every 4 months..... do I request 4 months from the day I got approved or the day after the 4th statement??? can anyone verify please


After your 4th statement.

 




EQ FICO 548 3/3/16
Message 6 of 13
flowfaster
Established Contributor

Re: GE cards CLI question

I seriously call them almost once a month. lol but it works, I went from $400-5000 on my wally card in under 1 year.  I got a fat stack of denial letters too.  All softs.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Message 7 of 13
LS2982
Mega Contributor

Re: GE cards CLI question


@flowfaster wrote:

I seriously call them almost once a month. lol but it works, I went from $400-5000 on my wally card in under 1 year.  I got a fat stack of denial letters too.  All softs.


Smiley Very Happy

 

I have quite a few myself for asking too soon. But the good news is all of my GE accounts have gotten luv!!! (Some twice in the past year!!!)

 




EQ FICO 548 3/3/16
Message 8 of 13
bichonmom
Senior Contributor

Re: GE cards CLI question


@jamesdwi wrote:

@kobe2012 wrote:

@jamesdwi wrote:

wait till after the fourth statement to be safe, A bit longer is better because it can get you a bigger CLI. The only thing that works fast with credit is derogs, growth take time. Sometimes they even give you autoCLI's if you wait a couple extra months and those feel even better because you know you weren't just boarderline. 

 

 


Since i got a auto increase with only the second statement on my walmart n chevron,  will i be able to request one next month on my 4th statement?


You can check but I would doubt it. GE favorite excuse for denial is "Not Enough experience with current Credit L,imit"  


@+1 I tried this a couple of months after an auto-CLI and after the 4th stmt cut, just to see, and they declined me for "not enough exp @ current cl."

 

4 mos after auto-CLI, I called and got a healthy CLI.

 

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 9 of 13
jsucool76
Super Contributor

Re: GE cards CLI question

Does GE do any AA if you ask for a CLI too often? lol 

Message 10 of 13
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