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Established Member
cardcrazyboi
Posts: 112
Registered: ‎03-18-2012
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GE credit card

Having alot of GE brand credit card is it good or bad..

BR
Chevron
TJmaxx
Room2Go
JCPenny
CareCredit
Dillards
Moderator
pizzadude
Posts: 9,674
Registered: ‎01-28-2010
0

Re: GE credit card


cardcrazyboi wrote:
Having alot of GE brand credit card is it good or bad..

BR
Chevron
TJmaxx
Room2Go
JCPenny
CareCredit
Dillards

I don't think it is necessarily bad, lots of people have GECRB accounts with various retail stores.    They are pretty good with CLIs ( soft pull ) and approvals, so they are popular with rebuilders.


 

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: GE credit card


pizzadude wrote:

cardcrazyboi wrote:
Having alot of GE brand credit card is it good or bad..

BR
Chevron
TJmaxx
Room2Go
JCPenny
CareCredit
Dillards

I don't think it is necessarily bad, lots of people have GECRB accounts with various retail stores.    They are pretty good with CLIs ( soft pull ) and approvals, so they are popular with rebuilders.


 


+1

 

The CLI's you get make it worth it if you can afford the INQ's and have a decent AAoA.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Member
cardcrazyboi
Posts: 112
Registered: ‎03-18-2012
0

Re: GE credit card

Room2Go and CareCredit is 0 balance since it open.

JC
BR
Dillards
Chevron
Tjmaxx
Opps forgot Amazon
They 0 balance of March just pay it off..it is going to be 0 balance for a while..except amazon man I luv that card I use and abuse it..lol


But will I still get CL increase down the road with 0 balance..
Established Member
cardcrazyboi
Posts: 112
Registered: ‎03-18-2012
0

Re: GE credit card

I forgot to add
Walmart...
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: GE credit card

I really want Amazon and Lowes but I'm going to wait until next year when all INQ's are gone for them.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Member
cardcrazyboi
Posts: 112
Registered: ‎03-18-2012
0

Re: GE credit card

Oh yea and Lowes too... gosh I'm getting old but still keeping up with the credit industry
Established Member
cardcrazyboi
Posts: 112
Registered: ‎03-18-2012
0

Re: GE credit card

@ls2982 yes amazon is the best card out of what I have I like to do no interest for 6 or 12 month..
Frequent Contributor
ctb89
Posts: 419
Registered: ‎03-05-2012
0

Re: GE credit card

Does anyone know how long GECRB will keep your accounts open before closing them due to lack of activity?
Moderator
pizzadude
Posts: 9,674
Registered: ‎01-28-2010
0

Re: GE credit card


ctb89 wrote:
Does anyone know how long GECRB will keep your accounts open before closing them due to lack of activity?


If you want to be safe, you should probably use them at least once every 3 months or so.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

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