10-04-2012 06:37 AM
I was just approved for the Sam's Discover this past weekend and GE is already reporting on my credit reports. On all my GE cards, they have posted before I even have the card in hand...lol Bofa and Discover was pretty quick too. But my gas cards (chase,citi) have been opened a few weeks and are still not showing up. Also my victoria secret is not showing up either. I wonder how long it will take for those to show up? Do they normally wait until the first purchase, first billing cycle, or what? Or is GE just really on the ball?
10-04-2012 06:41 AM
10-04-2012 06:45 AM
10-04-2012 06:51 AM
10-04-2012 06:52 AM
I also had my walmart store card report before I even recieved it in the mail
10-04-2012 06:53 AM - edited 10-04-2012 07:06 AM
My walmart reported before I even got it in the mail. The initial report doesn't take into account whether you used it or not, because I hadn't used mine yet when it had reported.
There might be an issue with your account.
Also OP be aware, I'm not sure if sam's does it, but my walmart reported mid cycle the first month once I had made a purchase and updated the balance.
I have not used my Walmart yet, but I noticed that that it 'updated' twice with the zero balance under new account numbers. When I first applied online they gave me a temporary account number. I am wondering if the people that get this mid cycle update during the first month are experiencing the account number changing which unfortunately would reflect any balance update?
****edited to say I received an alert of a new account added to my report twice (once before I received the card and yesterday). Both were under different account numbers and both were the Walmart Discover
10-04-2012 06:55 AM
10-04-2012 06:58 AM
10-04-2012 07:00 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.