Credit Cards

[snowkitty]

I was just approved for the Sam's Discover this past weekend and GE is already reporting on my credit reports. On all my GE cards, they have posted before I even have the card in hand...lol   Bofa and Discover was pretty quick too. But my gas cards (chase,citi) have been opened a few weeks and are still not showing up. Also my victoria secret is not showing up either. I wonder how long it will take for those to show up? Do they normally wait until the first purchase, first billing cycle, or what? Or is GE just really on the ball?

[jsickz32]

My walmart card hasnt reported yet because i havent used it yet and its been 2 months since it was opened

[jsucool76]

My walmart reported before I even got it in the mail. The initial report doesn't take into account whether you used it or not, because I hadn't used mine yet when it had reported.

There might be an issue with your account.

Also OP be aware, I'm not sure if sam's does it, but my walmart reported mid cycle the first month once I had made a purchase and updated the balance.

[jsickz32]

No issue at all i just signed in to my account yesterday to see if i got my TU scores.

[ninjamike81]

I also had my walmart store card report before I even recieved it in the mail

[calihlove75]

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jsucool76 wrote:
My walmart reported before I even got it in the mail. The initial report doesn't take into account whether you used it or not, because I hadn't used mine yet when it had reported.

There might be an issue with your account.

Also OP be aware, I'm not sure if sam's does it, but my walmart reported mid cycle the first month once I had made a purchase and updated the balance.

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I have not used my Walmart yet, but I noticed that that it 'updated' twice with the zero balance under new account numbers. When I first applied online they gave me a temporary account number. I am wondering if the people that get this mid cycle update during the first month are experiencing the account number changing which unfortunately would reflect any balance update?

****edited to say I received an alert of a new account added to my report twice (once before I received the card and yesterday). Both were under different account numbers and both were the Walmart Discover

[jsucool76]

Im not saying your account may be closed, but if it is yet to even show up on your reports there is an issue with the reporting.

Not a big deal if yiu have well built credit, but if you were using it to build I would call up.

[jsickz32]

same thing with my lowes card it hasnt reported cuz i havent used it. And same thing was with my BB store card, i used it to buy some earbuds and on my way to my car i got an alert from USAA and Discover that a new account had reported and that was the BB card.

[gettnthere]

@Jsu,

Walmart just did the same to me. They reported on the 30th of Sept. and then again yesterday. Thought it was pretty odd.

[jsucool76]

Well BB is cap1, not GE. Cap1 is notorious for terrible reporting.