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GE doesn't LUV me!

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3MV
New Contributor

GE doesn't LUV me!

What gives with GE? I have had a Wal Mart (400) and Amazon (600) card for two years now. Neither card will give me an increase when I hit the LUV button.  I have never missed a payment or been late, and I recently paid both accounts off. My income is much higher now and my scores are much better than when first approved. I have gotten increases on all my other cards (except Cap1, about to try EO on that one). Every time they send a denial, the top thing listed is that I have a serious delinquency or public record. I do have a paid  judgment  from June 2008, amd a paid judgment from January 2009, so both are quite old. Is this a deal breaker for GE. Will they not increase my limits until these are gone?

Starting Score: 539 EQ 11/1/2011
Current Score: 648 EQ SW , 670 TU SW, 654 EX (MTG Pull 8/19/2013)

**It's a marathon not a sprint**
Message 1 of 5
4 REPLIES 4
gdale6
Moderator Emeritus

Re: GE doesn't LUV me!


@3MV wrote:

What gives with GE? I have had a Wal Mart (400) and Amazon (600) card for two years now. Neither card will give me an increase when I hit the LUV button.  I have never missed a payment or been late, and I recently paid both accounts off. My income is much higher now and my scores are much better than when first approved. I have gotten increases on all my other cards (except Cap1, about to try EO on that one). Every time they send a denial, the top thing listed is that I have a serious delinquency or public record. I do have a paid  judgment  from June 2008, amd a paid judgment from January 2009, so both are quite old. Is this a deal breaker for GE. Will they not increase my limits until these are gone?


First I would attempt to file motions to have those judgments vacated in the courts that originally granted them, if its approved they are gone from your CR. GE takes PRs seriously, If you look at my sig my TU is lowest due to a PR of dismissed BK in 2005 they use that excuse on me all the time now and I am capped at 3500/card. I dont really care anymore about GE as I have moved way past them with other banks. One thing you can try is to forget about the luv button and contact credit solutions directly they will give you a chance to explain yourself..

Message 2 of 5
Creditaddict
Legendary Contributor

Re: GE doesn't LUV me!

call credit solutions for a manual review.

Message 3 of 5
SunriseEarth
Moderator Emeritus

Re: GE doesn't LUV me!


@Creditaddict wrote:

call credit solutions for a manual review.


+1



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Message 4 of 5
yudeology101
Senior Contributor

Re: GE doesn't LUV me!


@SunriseEarth wrote:

@Creditaddict wrote:

call credit solutions for a manual review.


+1


+2 x1000

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