So I got a PayPal Extras MC at the beginning of last month. Today marks the 2nd time they've shut down my card for a fraud alert. And today I wasn't even notified about it. I had to find out by being declined twice at the register.
Yes I use the card heavily, for my daily spend and monthly bills. But I really don't think I'm spending that much for them to be so skittish. I aksed to speak with a supervisor about why this kept happening and it was a bunch of "I don't knows." Once I get my Chase/Discover, PPMC will no longer be my daily card.
Ironically the decline came as my mom was telling me about reading online about how crappy the CS for the PayPal card. As I was like no, the people on MyFico laud GE. Salty I am. Where's all this luv y'all keep talking about??
Starting Score: 515
@Simply827 wrote:So I got a PayPal Extras MC at the beginning of last month. Today marks the 2nd time they've shut down my card for a fraud alert. And today I wasn't even notified about it. I had to find out by being declined twice at the register.
Yes I use the card heavily, for my daily spend and monthly bills. But I really don't think I'm spending that much for them to be so skittish. I aksed to speak with a supervisor about why this kept happening and it was a bunch of "I don't knows." Once I get my Chase/Discover, PPMC will no longer be my daily card.
Ironically the decline came as my mom was telling me about reading online about how crappy the CS for the PayPal card. As I was like no, the people on MyFico laud GE. Salty I am. Where's all this luv y'all keep talking about??
Oops, sorry for the last empty post...
I'm with you...I am not feeling the love that everyone esle is expressing on here either...I have several GE cards and they are ALL sitting at their initial limits though I have had them for years...tried the "luv buttons" and they just say can't process the online request...guess they want you to call in or something, but honestly I don't really use the cards so i am like screw it...not worth the hassle...the only reason I haven't closed them is because I don't want to hurt the age of my trade lines or my cc utilization.
Just wanted to let you know you aren't the only one getting the foul taste from GE.
@Simply827 wrote:So I got a PayPal Extras MC at the beginning of last month. Today marks the 2nd time they've shut down my card for a fraud alert. And today I wasn't even notified about it. I had to find out by being declined twice at the register.
Yes I use the card heavily, for my daily spend and monthly bills. But I really don't think I'm spending that much for them to be so skittish. I aksed to speak with a supervisor about why this kept happening and it was a bunch of "I don't knows." Once I get my Chase/Discover, PPMC will no longer be my daily card.
Ironically the decline came as my mom was telling me about reading online about how crappy the CS for the PayPal card. As I was like no, the people on MyFico laud GE. Salty I am. Where's all this luv y'all keep talking about??
Are these large perchases or a lot of small purchases?
A lot of small purchases. I booked a hotel last night for $275 and that might have triggered it, but I hardly think that's excessive. I've only had one other charge around that amount.
They even asked me to verify a $1 charge from iTunes 
@Simply827 wrote:A lot of small purchases. I booked a hotel last night for $275 and that might have triggered it, but I hardly think that's excessive. I've only had one other charge around that amount.
They even asked me to verify a $1 charge from iTunes
What other cards do you have?? There are so man ycards out there that are leaps and bounds over PP for rewards for daily spend.
I just have my crappy rebuilder cards which will be SDed or closed. I plan to app for some more prime cards next month.
GE is great for SPs auto CLI's. I don't think anyone has lauded their exceptional Customer Service. PPMC is not one I use as a daily spend but have had it for 8 mos with no problems. For whatever reason the computer is picking up something they find suspicious. What is annoying that there is no warning based on your comments. I also have an Amex and got a call just today asking me about 2 charges I made last week. After verifying they removed the flag. What if I were using the cc or tried to and they hadn't reached me by phone? Guess, I'm saying each lender may handle notifications differently - sorry they are handling your cc so badly.
@Simply827 wrote:I just have my crappy rebuilder cards which will be SDed or closed. I plan to app for some more prime cards next month.
I would try Discover IT. 
@LS2982 wrote:
@Simply827 wrote:I just have my crappy rebuilder cards which will be SDed or closed. I plan to app for some more prime cards next month.
I would try Discover IT.
I plan on it 