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Can someone please tell me how GE comes up with their internal scores??? I applied to the Walmart card and I was denied. They said my credit score was 423. They pulled TU and the last time I pulled my scores for TU is was over 600 (12/12). I've had no new accounts, past due or collections that would have changed that number. Also how is Walmart on re-con?
@Shyone44 wrote:Can someone please tell me how GE comes up with their internal scores??? I applied to the Walmart card and I was denied. They said my credit score was 423. They pulled TU and the last time I pulled my scores for TU is was over 600 (12/12). I've had no new accounts, past due or collections that would have changed that number. Also how is Walmart on re-con?
Nobody really knows how they make their in-house score. I'd imagine its somewhat close to FICO tho, just different scales for the number.
GE is not known for successful recons but its worth a shot!!
GE's internal score tops at 620 if I recall correctly. Factors in stuff that FICO does not and vice-versa.