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GE luv???

Senior Contributor

GE luv???

Not for me, of course, but DW's pay pal account recieved a CLI somewhere in the last four days.

 

Not huge, but our first GE auto CLI!!!!



Zero percent financing is where the devil lives...

10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
Message 1 of 8
7 REPLIES
Established Contributor

Re: GE luv???

Don't feel bad on not gettig your CLI, I have had Walmart, and American eagle, for 14 months and never a cli. I have tried carrying a balance, and pif it doesn't matter.   Best wishes in the future. Congrats to you spouse on their cli.  





Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 04/17/2015 TU 741 Equifax 682 Experian 678

Goal Score: 700 across the board


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Message 2 of 8
Super Contributor

Re: GE luv???


traveler2005 wrote:

Don't feel bad on not gettig your CLI, I have had Walmart, and American eagle, for 14 months and never a cli. I have tried carrying a balance, and pif it doesn't matter.   Best wishes in the future. Congrats to you spouse on their cli.  


From what I've heard your GECRB accounts are eligible for CLIs every four months. They won't always auto CLI, you can call the number and do the automated system and see if you're eligible. 

Message 3 of 8
Valued Contributor

Re: GE luv???

with gemb cards, dont wait for auto cli.  they use soft based cli policy.  so manually ask for cli every 4 months.

               LIMITS IN CARD DESCRIPTIONS
Message 4 of 8
Highlighted
Established Contributor

Re: GE luv???

+1, you guys def. need to call in for CLI and like CRASHEM said it's only a SOFTPULL


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
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Message 5 of 8
Regular Contributor

Re: GE luv???

Also if your are Denied try again in a month. Its only a soft pull, and their internal reports run months behind. 

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
Message 6 of 8
Valued Contributor

Re: GE luv???

I think it now ranges from every 4 to 6 months for a CLI... YMMV.

 

I called a while back and got declined - stated reason was "Not enough time at this limit" or something close to that.

 

Ray

** Every Card has a Job, and Every Card does its Job **
Message 7 of 8
Senior Contributor

Re: GE luv???

I have called and called and called. 

 

Never any luv for me.

 

DW doesn't call.

 

SHE gets the CLI.

 

Humph.



Zero percent financing is where the devil lives...

10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
Message 8 of 8