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Valued Contributor
Posts: 2,671
Registered: ‎09-26-2011
0

GE luv???

Not for me, of course, but DW's pay pal account recieved a CLI somewhere in the last four days.

 

Not huge, but our first GE auto CLI!!!!



Current Scores: EX 671 (FCR) TU08: 649 Wally. 03/02/2015.

Zero percent financing is where the devil lives...
Established Contributor
Posts: 619
Registered: ‎08-13-2011
0

Re: GE luv???

Don't feel bad on not gettig your CLI, I have had Walmart, and American eagle, for 14 months and never a cli. I have tried carrying a balance, and pif it doesn't matter.   Best wishes in the future. Congrats to you spouse on their cli.  





Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 01/26/15 TU 732 Equifax693 Experian681
Equivalent lender pull 710
Goal Score: 700 across the board


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Senior Contributor
Posts: 4,672
Registered: ‎12-11-2011
0

Re: GE luv???


traveler2005 wrote:

Don't feel bad on not gettig your CLI, I have had Walmart, and American eagle, for 14 months and never a cli. I have tried carrying a balance, and pif it doesn't matter.   Best wishes in the future. Congrats to you spouse on their cli.  


From what I've heard your GECRB accounts are eligible for CLIs every four months. They won't always auto CLI, you can call the number and do the automated system and see if you're eligible. 

;
Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
0

Re: GE luv???

with gemb cards, dont wait for auto cli.  they use soft based cli policy.  so manually ask for cli every 4 months.

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Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: GE luv???

+1, you guys def. need to call in for CLI and like CRASHEM said it's only a SOFTPULL


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
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Regular Contributor
Posts: 248
Registered: ‎09-02-2011
0

Re: GE luv???

Also if your are Denied try again in a month. Its only a soft pull, and their internal reports run months behind. 

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


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Valued Contributor
Posts: 1,954
Registered: ‎08-13-2007
0

Re: GE luv???

I think it now ranges from every 4 to 6 months for a CLI... YMMV.

 

I called a while back and got declined - stated reason was "Not enough time at this limit" or something close to that.

 

Ray

** Every Card has a Job, and Every Card does its Job **

Valued Contributor
Posts: 2,671
Registered: ‎09-26-2011
0

Re: GE luv???

I have called and called and called. 

 

Never any luv for me.

 

DW doesn't call.

 

SHE gets the CLI.

 

Humph.



Current Scores: EX 671 (FCR) TU08: 649 Wally. 03/02/2015.

Zero percent financing is where the devil lives...
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