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Does GE have a maximum on how many cards they will approve you for at a time? They approved me for AE and JC Penny but denied me for Toys R Us...what gives?? I know a couple months ago they approved me for an Old Navy Credit Card and I've had a Walmart card with them for a year now. Any thoughts? It appears that it may be two at a time or something...i really don't know.
Good question. I'd like to know the answer for this one. Perhaps they won't approve because it's too many too fast.
they approved 4 cards for me in 1 week. total 6 GE account
GE has been a little flaky lately the past yr on new accounts.
IMO I would go no more than 2 in a 6 month span.
Last year my sister got approved for 4 GE accts, and after 5th app the denials started to come up.
Yeah, I did 4 in a day last September. Had to call in to verify who I was after the 2nd approval and had some very personal questions to answer. Added a 5th GE account this past Spring with no issues and will probably try to add another after my 4 accounts from September age to 1 year.
I went on an app spree post-home closing in April and got the following GE cards in a two-day span:
Ashley Furniture - instant approval online
AE VISA - instant approval online
Toys R Us MC - had to call in for this one
TJ Maxx MC - instant approval online
Amazon - instant approval online
Shop NBC MC - they called me to verify this one...weird
Lowes - instant approval online
All $1,000+ limits...all still open with those limits to this day (Though to be fair, I have only used the Lowes card to date )
Edited to add:
For those interested in a Lowes card, whatever the initial limit they give you is, they day you want to make a significant purchase (lawnmower, lots of paint...whatever), call the backdoor number and ask them to bump up your limit...no matter how long you have had the card. They initially gave me $1,500. I called them telling them I had closed our house and was buying a riding lawn mower and needed an increase so as to not eat up all my available credit.
She asked me how much i needed. I said $5,000 would be ideal. She immediately upped it to $5,000. I had the card for maybe a month up to that point
I was approved for a Chevron, Gap, Walmart, and Lowes card in two days with scores in the low 600's.