GE store cards as SP??

[Shellie]

Last month while I was in Old Navy they asked me if I wanted to apply for a store card.  I did and was approved.  I have yet to see the hit on myFICO from taking a hard inq.  Actually I can't see the inq on the other sites either, like credit karma.  I think this is thru GE bank?  Do you do a HP when you apply in store?  I have done the shopping card trick for Victoria's Secret and it was a SP but I applied in-store for a Maurices store card and it was a HP.  I know these are thru different banks. 

Any input?

[shane82388]

Hmmm....never heard of that, but it's interesting. Could have that HP on another report tho.

[Shellie]

I've had the card since early-mid August.  I haven't taken a hit on myFICO yet.  I am waiting to pull from acr.com so I don't know if it's on there.  I guess it could be on another CR.  I didn't really think about that. 

[SunriseEarth]

All my GE cards were HP on TU.  Two were pre-approved mail offers (JCP & Wally).   The INQ should instantly show up on the report, but some sites (like CK) update weekly.  I'm guessing you'll see it next week. 

[Shellie]

The card reported on myFICO on 08/14 and I've had a few updates on CK since then and I don't think it shows new inq's

[Shellie]

I just double checked CK and it shows the same amount of inq's since June of this year.  I really don't know, this credit stuff is confusing business.