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Senior Contributor
B335is
Posts: 3,817
Registered: ‎09-22-2012
0

Re: GE visa signature!


navigatethis12 wrote:

I rang an analyst and was told the real limit is 16,000. I wonder if they read it wrong and it's 1600, because I've never known them to give a starting limit so high. It's funny because among other limits I now have  8000, 10000, 12000, 13000, 14000, 15000, 16000, and 17000. Kind of funny how it seems they're all trying to go in order.


WoW!!!  Very nice, wonder what your APR will be!

Valued Contributor
FinStar
Posts: 5,423
Registered: ‎10-21-2012
0

Re: GE visa signature!


navigatethis12 wrote:

I rang an analyst and was told the real limit is 16,000. I wonder if they read it wrong and it's 1600, because I've never known them to give a starting limit so high. It's funny because among other limits I now have  8000, 10000, 12000, 13000, 14000, 15000, 16000, and 17000. Kind of funny how it seems they're all trying to go in order.


If it is $16K, then that is a pretty good starting CL from GECRB!  And, for this new card for that matter.

Valued Contributor
navigatethis12
Posts: 1,936
Registered: ‎01-24-2012
0

Re: GE visa signature!


cheon1 wrote:

just called 5,000 limit


Nice. Hopefully it's the Signature.

 


B335is wrote:



WoW!!!  Very nice, wonder what your APR will be!



The rate with the terms on the approval said 24.99% which is their second teir.

 


FinStar wrote:

navigatethis12 wrote:

I rang an analyst and was told the real limit is 16,000. I wonder if they read it wrong and it's 1600, because I've never known them to give a starting limit so high. It's funny because among other limits I now have  8000, 10000, 12000, 13000, 14000, 15000, 16000, and 17000. Kind of funny how it seems they're all trying to go in order.


If it is $16K, then that is a pretty good starting CL from GECRB!  And, for this new card for that matter.


Yes it is. I've seen people get Lowe's and only get 500 or something, so this is a real surprise.

Valued Member
cheon1
Posts: 25
Registered: ‎07-07-2013
0

Re: GE visa signature!

was the Signature.


Sdfcu EMV Visa Platinum $25,000 |Tobbyhanna Visa $15,000 | Discover $3,500 | Amex Bcp $4,000 | Psecu Visa $20,000 | Amex Delta $3,000 | Lowes $10,000 | Occu Duck Visa $7,500 | Amex Platinum NPSL | Barclay Reward Mc $4,000 | CITI Diamond Preferred $3,000 | Chase CSP $25,000 | Chase Southwest Premier $ 14,400 | Citi AAdvantage $6,500 | Citi Exec World MC $ 10,400 | Capital One GM Elite Mastercard $7,500 | Bank of America $12,500 | Chase United Explorer $ 5,000 | PayPal Mastercard $6,000 | Bank of America Cash Rewards $5,000 | Amex SPG: $1,000 | Chase Marriott Rewards Premier $9,200 | Diners Club card $40,000
Valued Contributor
navigatethis12
Posts: 1,936
Registered: ‎01-24-2012
0

Re: GE visa signature!


2FixMyCredit wrote:

I applied and was denied.  Underwriter said that their standards for this card are significantly higher than many of their others, didn't give an exact reason why though

 


I'd wait for the letter and see the reason why. You could also try rining back to get someone who can tell you exactly why, although I'm not sure if they do that.

 


cheon1 wrote:

was the Signature.


Nice.

 

I just looked at Experian and the account is reporting there already, which is less than 24 hours. The limit is indeed 16,000, so maybe General Electric will give higher starting limits on this. They usually do it when you apply in the store vs online, but obviously you cannot do that with this.

Valued Member
cheon1
Posts: 25
Registered: ‎07-07-2013
0

Re: GE visa signature!

I just looked at Experian and the account is reporting there already also.


Sdfcu EMV Visa Platinum $25,000 |Tobbyhanna Visa $15,000 | Discover $3,500 | Amex Bcp $4,000 | Psecu Visa $20,000 | Amex Delta $3,000 | Lowes $10,000 | Occu Duck Visa $7,500 | Amex Platinum NPSL | Barclay Reward Mc $4,000 | CITI Diamond Preferred $3,000 | Chase CSP $25,000 | Chase Southwest Premier $ 14,400 | Citi AAdvantage $6,500 | Citi Exec World MC $ 10,400 | Capital One GM Elite Mastercard $7,500 | Bank of America $12,500 | Chase United Explorer $ 5,000 | PayPal Mastercard $6,000 | Bank of America Cash Rewards $5,000 | Amex SPG: $1,000 | Chase Marriott Rewards Premier $9,200 | Diners Club card $40,000
Regular Contributor
MACFRME
Posts: 226
Registered: ‎07-04-2008
0

Re: GE visa signature!

This thread is giving me the itch! I just fired two Comenity cards. Wouldn't it be great to replace them with a GE Visa Siggy card? Please, no one say yes!

Cards I Carry
$1K$7K$7.5K$10K$15K$12k$5k$6k$12.5k
Total Available Credit: $76.9k | FICOS: EX 690 | EQ 743 | TU 758
Store: Nordstrom Retail $5k and Target $300.
Valued Contributor
FinStar
Posts: 5,423
Registered: ‎10-21-2012
0

Re: GE visa signature!

May we suggest the following? :smileywink:   Don't app just to app...

 

Senior Contributor
youngandcreditwrthy
Posts: 6,232
Registered: ‎08-16-2012
0

Re: GE visa signature!

Hahahhahahaha anti-itch cream.
Shockingly, I have no desire to app for this card.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
FinStar
Posts: 5,423
Registered: ‎10-21-2012
0

Re: GE visa signature!

[ Edited ]

youngandcreditwrthy wrote:
Hahahhahahaha anti-itch cream.
Shockingly, I have no desire to app for this card.

Me either.  The way things are going with GECRB and being that this CC would duplicate many of the rewards available through the other GE CC's, it just wouldn't be worth it.

 

I think GECRB left you with a stink bug so I can honestly understand not wanting to get any more CCs with them again.  In no time you'll build your BOA, Chase and maybe others (you should eventually look into the Fidelity AMEX or Visa (backed by FIA/BOA)... in the future of course, in the future..LOL.  Otherwise, without giving you that disclaimer, Lexie and myjourney will think I'm being a bad influence and encouraging you to apply again.  :robotlol:

 


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